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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My parents have recently immigrated to US. They are both over 65 and I am trying to find a suitable health insurance for the. Since they have just arrived, they are not qualified for Medicare. I found online the Bridge plan and I would like to have more information about the plan. We are located in California.

A:
Thank you for contacting Insubuy for your insurance needs. The Bridge plan is available for your parents case. Please use the following link to review the plan details, if you would like a quote for coverage as this plan is underwritten you would have to submit the application. Bridge Plan If there are specific questions you have please feel free to ask.
{{currentOrigin}}/answers/new-immigrant-health-insurance/new-immigrant-coverage-california-25163/

Q:My employer insurance might tentatively start in December First Week. Need Insurance from October 28th till December first week. As dates are not yet confirmed, is it possible to renew for a week or two if necessary?

A:
Based on the information provided we would recommend either the Atlas America or National General Plans. Please use the links provided below to view the plan options and purchase. The Atlas America plan is only available until your domestic insurance starts. You may also purchase over the phone by contacting our office at (866) INSUBUY. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/other-insurance/employer-insurance-temporary-48404/

Q:I need to purchase Evacuation and Repatriation Insurance to obtain a J1 VISA (as J1 visiting international scholar). My contract at the university of Maryland will begin January 20, 2020 and will run through June 30, 2021. I can't get quotes on your website because the period I need excess one year. Do you have a solution to purchase Evacuation and Repatriation Insurance for more than one year?

A:
Thank you for contacting Insubuy for your insurance needs. You would have to purchase first for one year and then send an email to request the extension for the additional time.
{{currentOrigin}}/answers/j-visa-insurance/evacuation-repatriation-university-of-maryland-j1-58300/

Q:J1 international student, need medical evacuation and repatriation insurance for me and my husband.

A:
You may review and purchase Atlas MedEvac plan. Please review the plan details and you can purchase it online or give us a call at (866)INSUBUY to complete application over the phone.
{{currentOrigin}}/answers/exchange-visitors-health-insurance/medical-evacuation-and-repatriation-for-j1-international-student-64613/

Q:There are many forms of cancer. I have had one form (non-Hodgkinson's Lymphoma). Would the insurance consider that I had a pre-existing condition that excluded coverage for any cancer in the future - or only excluded non-Hodgkinson's Lymphoma cancer?

A:
Cancer in any form is excluded from the insurance plans.
{{currentOrigin}}/answers/visitors-insurance-usa/pre-existing-condition-exclustion-in-visitors-insurance-plans-38869/

Q:I'm considering purchasing the Atlas America policy for my in laws visiting the US from a foreign country. The policy says that it covers acute onset of the preexisting conditions for persons up to 79 years of age (with 100k maximum). My father-in-law will turn 80 during the trip. Will the policy be able to cover him during the whole trip?

A:
The Atlas America plan will cover a 79 year old that turns 80 at the same coverage even if they turn 80 while the plan is active and in force. The benefits will remain the same on the policy until the anniversary date of the policy.
{{currentOrigin}}/answers/visitors-health-insurance/acute-onset-benefit-in-atlas-america-visitors-insurance-52926/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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