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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:We are a farm organization and employ several H2A workers that I would like to find insurance coverage options for. I am able to get a good comparison from your website. However, one of our workers has brought his wife and he would like to know which plan also has maternity coverage
Q:Hi Insubuy I'm planning to take Atlas America Essential for my mother in law who would be coming here(California) next week from India and will stay for 3 months. My question is if she visits urgent care, after paying $50 copay do we have to still pay 25% of the bill for the visit. Please advise. Thank you!
Q:Hi I am a J1 visa holder and I want to purchase health insurance for my wife who is on her way to the US. I am a holder of the Fulbright Scholarship from the US State Dept administered by the Institute of International Education. Could you please send me a quote and verify if your health insurance plan meets the requirements for my situation. My insurance is covered by the Fulbright Scholarship so I only need that for my wife.
Q:Hi kindly clarify that part in the terms and conditions of your policy "I hereby apply for membership in the Atlas/International Citizen Group Insurance Trust, Hamilton, Bermuda and for the insurance provided to members by Lloyd's. I understand that the insurance applied for is not a general health insurance policy, but is intended for use in the event of a sudden and unexpected event while traveling outside my Home Country."
Q:I have a H1B visa and I am arriving in the US on the 15th. However, my employer benefits will start only 60 days after my start date, so I will need to buy my own plan to have coverage during this period. What plan can I buy? Is patriot america plus valid for me?
Q:I am interested in the atlas exchange health insurance, I want to know if it over the following requirements: (1) medical benefits of at least $100,000 per person per accident or illness; (2) repatriation of remains in the amount of $25,000; and (3) expenses associated with medical evacuation in the amount of $50,000. and if I chose to buy it today, when would I have proof of insurance?, I want an effective date of january 16th.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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