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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Pregnant visiting the USA hello sir/madam i am interested in Atlas insurance. I am 3 month pregnant non USA citizen and want to visit USA and i wonder to know, if i have a chance this company cover my pregnancy payments include delivery baby. thank you.

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, there is not a plan on the market that will cover any maternity related cost for a visitor into the United States. This will be an expense that you will have to pay for completely out of pocket. Atlas America on cover for pregnancy complications up to the first 26 weeks of pregnancy. For more information about this benefit please see the link to the FAQ. Feel free to contact our office if you need any further assistance. Pregnancy Coverage FAQ: /us-visitor-insurance-for-pregnancy-coverage/
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Q:Need advice for insurance for parents visiting U.S. I plan to invite my parents visiting USA in summer. They are both over 70. I'm thinking of buying separate policy for them. My mother is in good healthy conditions. My father has been in the treatment of cancer for more than one year. He's recovering from a latest surgery that removed one tumor. Doctors suggested no need for further chemo. If he's strong enough to come to the U.S. for 2 months' break, I would like to have an insurance to cover necessary medical checks (not treatments, just check to monitor the condition), and also coverage in case of emergency. Would you be able to suggest what the most appropriate policy is, and what the budget I should prepare?

A:
Thank you for your interest in purchasing insurance through us. We have many plans for visitors to the US that will cover any new illness or injury that occurs after the effective date of the policy. Unfortunately, there is no plan on the market that will cover his follow-ups for a pre-existing condition. There are no plans available to visitors over 70 for pre-existing conditions, preventative care or routine maintenance. If you would like a quote you can enter their information in our website www.insubuy.com and view all the available plans or we can email a quote to you. To generate the quote we would need their exact ages, the dates you will want coverage, as well as the state they will be visiting. You can also call our office to speak with one of our licensed insurance agents.
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Q:International Student Insurance To whom it may concern, I`m a new graduate student in The New School (New-York) from Russia. My school offers me an insurance from AETNA (more than 3000 USD per academic year) Tell me, please, what other types of medical insurance can you offer me?

A:
Thank you for your interest in purchasing insurance through us. In order for us to suggest some plan. We need to know insurance requirements from your school. So please send us the compliance form or waiver form in pdf attachment. Or you can visit our website at, /international-student-medical-insurance/ Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions. Thank you very much for your response! I am sending you the link on description Aetna insurance, which my school offers me. I need an insurance with a comparable health coverage There is no insurance in outside market which will have unlimited evacuation and repatriation. You have to purchase insurance from your school.
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Q:Insurance for Canadians coming into the U.S. How can I find the comprehensive plans for Canadians visiting Florida for 3 months.

A:
Thank you for your interest in purchasing insurance through us. We have several plans that would meet your needs at www.insubuy.com and one plan that I recommend would be Patriot America Plus that can be found here /patriot-america-plus-insurance/ . If you have any additional questions please feel free to contact our office.
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Q:Hello, my name is Marcela and I am tourist in United States. My visa expires at the end of November. I experienced UTI infection and paid 200$ at the doctor. I don't want to pay a lot of money again at the doctor so I am looking for health insurance options. Could you please tell me what type of the insurance would work for me so I can purchase it?? And not to worry about this anymore??? I am on tourist visa, Esta visa waiver program (allowance to be in USA 90 days) and I am 26 years old, travelling from Slovakia. Do they accept this insurance in most local health providers??

A:
I would recommend 2 plans for coverage for you to consider. There is a plan called Atlas America that you would be eligible for and a plan called Patriot America Plus. These plans are designed to cover any new accident or illness that occurs after the effective date of the policy. Please use the links listed for more information about these plans and to find additional plans available. Please contact us if you need further assistance.
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Q:US citizen returning to USA Hello. I am an American who works overseas. I need supplementary insurance while we are in the US for the next month and a half. My daughter is also a US citizen but my husband is not a citizen. I would prefer to go with one of the options that is underwritten by Lloyds and has PPO with First Health as that is a good network. Thanks for your advice. Note: please email as it is difficult to call me right now.

A:
Thank you for your interest in purchasing insurance through us. You need to separate application for US Citizen and Non US Citizen. For USC whose home country is outside USA and coming to USA as a visitor you have very limited options. You can purchase either Liaison Continent plan or Safe Travel USA Cost saver plan. Liaison Continent brochure, instant purchase and other useful information with United Health Care PPO netwrk, /safe-travels-usa-comprehensive-insurance/ Safe Travel USA Cost Saver brochure, instant purchase link with First Health PPO network, /safe-travels-usa-cost-saver-insurance/ Please feel free to contact us if you have any further questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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