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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I will be a J1 exchange visitor for almost 4 months. I will come from Europe (Austria) to Louisiana State University (LSU) in Baton Rouge, Louisiana. My time period for the insurance is 31 January 2019 - 10 May 2019. I need also medical coverage. My age is 29. In 2017 I had a Patriot Exchange Program Insurance from your company and I was happy with it. I received some documents from LSU where they wrote which are the necessary expenses for which the insurance company should support me. Also they asked me to have a representative of the company signing me the documents. Please find attached the mentioned documents. Could you please tell me if the Patriot Exchange Program that I had in the past includes all the necessary benefits? If yes, I would like to order online the insurance on your website.
Q:Hi, I want to purchase a insurance for my spouse (the J-2 VISA holder) and I have some questions about the ExchangeGuard-Choice plan. First, I want to buy the ExchangeGuard-Choice plan and I want to choose: Deductible: 100, Policy max: 100000, and Co-insurance: 100/0). In order to satify the insurance requirement f the Federal Regulation (22 CFR 62.14), does this insurance plan meet the following requirement? 1. Medical benefits of at least $100,000 per accident or illness 2. Repatriation of remains in the amount of $25,000 3. Expenses associated with the medical evacuation of the exchange visitor to his or her home country in the amount of $50,000 4. A deductible not to exceed $500 per accident or illness. 5. Covers pre-existing conditions after a reasonable waiting period (6 months or less) 6. This insurance policy is underwritten by an insurance corporation with an A.M. Best rating of "A-" or above, an Insurance Solvency International, Ltd. (ISI) rating of "A-I" or above, a Standard and Poor's Claims Paying Ability rating of "A-" or above, or aWeiss Research, Inc. rating of B+ or above. Another question is that if I buy this insurance plan, my school want your company to complete a insurance certification form (they will give me), so where should I email to and have someone help me to do this?
Q:I need to buy insurance for my parents primarily visiting USA, but also a week in Canada. Do the insurance options you provide cover USA and Canada? Do I need to select International & USA as the coverage option to get that?
Q:Hello, I don't have any form with the university requirements. But university website shows following minimum requirements only:- When filling out the form below please make sure you include an insurance card or confirmation of enrolled dates. The insurance must meet the minimum requirements laid out below. The minimum requirements must be clearly stated in the insurance policy that you provide. If the insurance policy does not clearly state the categories below and the amounts covered then the insurance company can issue a letter on letterhead stating the requirements below are met by the policy. Minimum Alternate Insurance Requirements: $500,000+ per injury or illness $50,000+ medical evacuation $25,000+ repatriation Here is the university website link- https://ualr.edu/international/proof-of-insurance-coverage/
Q:I am on my O1 visa. This is my second visa. I am half way through my second visa and am looking for health insurance in Los Angeles. I would really love your help. I was previously insured with travel insurance direct then it ran out and I stayed longer. I have 1.5 years left on my visa. I plan on being there most of the time I will have a few trips back to Australia but for a couple weeks at a time
Q:I am looking for Health insurance for persons ,who will come from India to USA. Can you guide me to a good with insurance and they will come in visitor / tourist visa
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Healthcare costs are very high in the U.S.
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Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
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You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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