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Medical Insurance for Greencard Holders Temporarily Visiting USA

Medical Insurance for Greencard Holders Temporarily Visiting USA.

'Greencard' refers to the permanent resident card for USA. A Green card allows the holder to stay in the US permanently. However, Green card holders have the flexibility to stay outside the US up to 6 months without needing to complete any paperwork. Additionally, the holders can stay outside the US up to 2 years with a reentry permit.

Some US citizens get green cards for their foreign parents; these elderly green card holders primarily stay outside the US and temporarily visit the US for few months a year, just like normal visitors do. In such cases, their home country is outside the US even though they are called 'permanent residents of the US' from an immigration perspective.

Green Card holders that routinely shuttle between their country of citizenship (or native country) and the US can purchase many of the same plans that international visitors can, but not all of them.

Even though the term 'temporarily' is not precisely defined, generally speaking if the person were to stay in the US more than six months in a year, they would not be considered 'temporarily' visiting. In case of any doubt, please refer questions to your attorney as we can't provide legal advice.

You can specify the US address for getting the insurance documents mailed. However, at the time of the claim, you must be able to provide permanent address outside the U.S.

Fixed Coverage Plans

Limited Coverage (How?)
Minimize Maximize

Visitors Care®

Underwriter: Sirius Specialty Insurance Corporation

Coverage Availability: 5 Days to 2 Years

Comprehensive Coverage Plans

Recommended (Why?)
Minimize Maximize

Patriot America® Plus

Underwriter: Sirius Specialty Insurance Corporation

Coverage Availability: 5 Days to 2 Years

COVID-19 Included

After deductible, pays 100% to policy maximum.
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum.

US Urgent Care: $25 copay unless $0 deductible.
Walk-in Clinic: $15 copay unless $0 deductible.

Direct Billing: Through United Healthcare PPO Network

Acute onset of pre-existing conditions
(including cardiac) coverage to policy max for ages <70

Comprehensive Coverage Plans

Recommended (Why?)
Minimize Maximize

Patriot America® Plus

Underwriter: Sirius Specialty Insurance Corporation

Coverage Availability: 5 Days to 2 Years

COVID-19 Included

After deductible, pays 100% to policy maximum.
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum.

US Urgent Care: $25 copay unless $0 deductible.
Walk-in Clinic: $15 copay unless $0 deductible.

Direct Billing: Through United Healthcare PPO Network

Acute onset of pre-existing conditions
(including cardiac) coverage to policy max for ages <70

Minimize Maximize

Patriot Platinum America

Underwriter: Sirius Specialty Insurance Corporation

Coverage Availability: 5 Days to 3 Years

COVID-19 Included

After deductible, pays 100% to policy maximum.
Outside PPO Network: After deductible, pays 90% to $5,000, then 100% to policy maximum.

US-Urgent Care: Deductible waived, $25 copay; unless $0 deductible.
US-Walk-in Clinic: Deductible Waived, $15 copay; unless $0 deductible.

Direct Billing: Through United Healthcare PPO Network

Acute onset of pre-existing conditions
US Citizens: Maximum of $1,000,000 for up to age 64 with Primary Health Plan; $20,000 without. Ages 65-69: $2,500 maximum. Non-US Citizens: For ages < 70, up to $1,000,000

Minimize Maximize

Diplomat America

Underwriter: Allied World Assurance Company (Europe) dac.

Coverage Availability: 15 Days to 365 Days

COVID-19 Included

After deductible, pays 80% to $5,000, then 100% to policy maximum.

Direct Billing: Depends on provider. No PPO network.

Acute onset of pre-existing conditions
Non-US Citizens: to $10,000 for ages <70

Minimize Maximize

Diplomat Long Term

Underwriter: Allied World Assurance Company (Europe) dac.

Coverage Availability: 3 Months to 3 Years

COVID-19 Included

After deductible, pays 80% to $5,000, then 100% to policy maximum.

Direct Billing: Depends on provider. No PPO network.

Acute onset of pre-existing conditions
Non-US Citizens: to $10,000 for ages <70

Minimize Maximize

Patriot America®

Underwriter: Sirius Specialty Insurance Corporation

Coverage Availability: 5 Days to 2 Years

COVID-19 Excluded

After deductible, pays 100% to policy maximum.
Outside PPO Network: After deductible, pays 80% to $5,000, then 100% to policy maximum.

US Urgent care: $25 copay unless $0 deductible.
Walk-in Clinic: $15 copay unless $0 deductible.

Direct Billing: Through United Healthcare PPO Network

Fixed Coverage Plans

Limited Coverage (How?)
Minimize Maximize

Visitors Care®

Underwriter: Sirius Specialty Insurance Corporation

Coverage Availability: 5 Days to 2 Years

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More

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