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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:What is the quote and final price for the Careington Discount Plan per month for individual and Family.

A:
The first month is $31.95 ($11.95 + $20 application fee) and then you are automatically billed $11.95 the 1st of each month thereafter. The premium is the same whether it is individual or family. The Careington plan will charge automatically each month. You will have to contact our office before you are charged for the next month and request cancellation of the draft.
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Q:I am immigrating to the US on a K1 visa. I need short term medical insurance until I get married. I have read on your website that the patriot plan would be applicable to a K1 visa but it requests the date I return to my home country which I am not. Could you please confirm this for me?

A:
Your return to home country day you would just list the requested expiration date of the policy.
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Q:Is the cost shown for the visitor insurance plan per person or total?

A:
The cost that is shown after you retrieve quotes is based off the input information you have placed in the quote screen. For example; if you have inputted the information for 2 insureds, it will show the total cost of both insureds. Please let us know if you have additional questions.
{{currentOrigin}}/answers/visitors-insurance-usa/quote-cost-in-visitor-insurance-27154/

Q:Hello, I will be entering US with a DV lottery visa soon and will activate my residence status with that entry. I would like to make an Atlas insurance or USA Healthcare until the time I settle and have arranged the permanent insurance provided by employer. As I am pregnant at the moment my question is if the insurance would cover negative events such as treatment after miscarriage or urgent treatment for keeping the baby because of some complications, considering I will be a green card holder at that time. I want to specify I am not planning to attend regular doctor's appointments through this insurance Is there any other insurance appropriate for my case?

A:
Unfortunately, with the status that you will be entering in the United States on there is not an international plan that will cover any pregnancy related instance for you. The available plans will only cover new accidents and new illness that happen after the effective date of the policy.
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Q:Want to finalize it. Do I need to call someone in particular?

A:
You can purchase online or over the phone; either way it will be the same process. If you want to process the application over the phone then anyone that answers can assist you.
{{currentOrigin}}/answers/visitors-insurance-usa/purchase-options-in-visitor-insurance-23348/

Q:I need a quote for two males, one 55 and one 35 traveling from the US to Somalia for 49 days. They will never leave MIA, always within the airport on a secure compound. I need a quote for medical, dental, travel, CASEVAC insurance and emergency evacuation. Thanks in advance. Your site is easy to navigate.

A:
Are you needing insurance to cover the cost of the trip or just medical? Medical plans don't include dental except for dental emergency or injury. Emergency evacuation is included in most trip insurance plans and medical plans but there is no CASEVAC. If you need additional assistance please feel free to contact our office.
{{currentOrigin}}/answers/visitors-insurance-usa/medical-evacuation-coverage-in-usa-56859/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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