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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:US Citizen Working in UAE (Dubai) with my family, however need Medical Insurance Coverage when family is living in the US only

A:
The plans are designed to offer coverage outside your home country. The will not allow the coverage within your primary residence country. If your family is needing coverage while residing in the United States, they will need to purchase a domestic insurance plan. Should you have additional questions you may also call our office at +1 (866) 467-8289.
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Q:In comprehensive plans it states that accute onset of preexisting diseases is allowed. Does that mean if i have a heart condition already and if i get admitted for same thing i will be covered for this

A:
This would be determined at the time of service based on the attending physician notes and lab report. You may read over the Acute Onset FAQ page for more information and also call our office at +1 (866) 467-8289.q
{{currentOrigin}}/answers/visitors-insurance-usa/heart-attack-coverage-in-comprehensive-plans-with-acute-onset-benefit-14179/

Q:Hi, I have a dive trip planned Oct29-Nov6 to Honduras.. I am having a outpatient foot surgery Aug 17.. If there is a issue or problem that will preclude me from weight bearing on my foot would that b a preexisting condition?

A:
The Diplomat International plan will allow the coverage for scuba diving in the middle option of the Athletic Sports and Hazardous Activity Rider below 30 feet, PADI/NAUI Certification required, or insured must be accompanied by a certified diving instructor. Please refer to the certificate wording for complete information on the benefits. With regard to to your foot, if you were to have an issue arise from it and it were not a new injury or was due to the previous issue, it would be excluded from coverage. Should you have additional questions or need further assistance you may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/travel-insurance/scuba-diving-coverage-in-diplomat-international-91130/

Q:While Visiting Costa Rico from USA what Travel Insurance covers COVID 19 too

A:
Please see our plans that will meet requirements for Costa Rica here: /travel-insurance-for-costa-rica/ If you have any additional questions, please let us know.
{{currentOrigin}}/answers/visitors-medical-insurance/visiting-costa-rico--usa--travel-insurance-covid-19-74962/

Q:If you have a medical issue, can you go to any provider? Or only specific ones?

A:
You can usually go to any provider with our plans, however, your out of pocket expenses at an in-network provider would be different than at an in-network provider if the plan has an applicable network within the U.S. If you are referring to a plan outside the U.S., there are no negotiated rates and therefore, it would not make a difference in your out of pocket expenses. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/international-travel-medical-insurance/medical-issue-provider-42937/

Q:What is the insurance coverage to get a RTPCR Covid Test done with the "Safe Travels USA Comprehensive" insurance?

A:
The Safe Travels USA Comprehensive plan can allow coverage for Covid-19 testing as long as it is deemed medically necessary, under physician recomendation due to signs or symptoms for diagnostic purposes. Elective Covid-19 testing such as for travel purposes would be excluded from coverage. Should you have additional questions please let us know. You may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/visitors-medical-insurance/coverage-to-get-a-rtpcr-covid-test-done-with-the-safe-travels-usa-comprehensive-insurance-52242/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

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