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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I plan to buy a travel insurance for Italy for 10-12 days. I will be traveling out of Canada, but I am a resident of New Zealand and came to Canada as a tourist. Please advise which plan can I buy.

A:
You can purchase a plan from the Schengen Visa section of our website to meet the requirements. All of the plans in this section meet the requirements for the Schengen visa. If you need additional assistance please feel free to contact our office.
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Q:I and my wife are travelling to USA to see our daughter My DOB IS 5/11/1943 My wife DOB IS 18/11/1950 We will be in Texas for about 70/75 days We are Indian citizen Kindly let me know type of insurance u offer for which our daughter will pay in us dollars

A:
Thank you for contacting Insubuy for your insurance needs. We are a broker, and offer all of the major plans available on the market for someone visiting the U.S. or traveling internationally. There are two types of short term medical insurance plans available for a visitor. The first type is a fixed coverage plan, and the second type is a comprehensive coverage plan. The plans are designed to cover only any new illness, injury or accident which occurs after the effective date of the policy. They will not cover pre-existing conditions, preventative treatments, or routine doctors' visits. Out of the two types of plans we recommend the comprehensive coverage plans since they will pay a percentage of the cost in the event something occurs, more specifically the Patriot America plan for you and Atlas America for your wife. You may use the link provided to view the plan options available, and obtain a quote. You may also obtain a quote and recommendation over the phone by contacting our office at (866) INSUBUY. If you have any questions please let us know.
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Q:I and my spouse (Indian Citizens) will travel from India on March 18, 2017 to Vancouver, BC, Canada with transit at Hong Kong (1day). Will arrive at SFO on April 15, 2017. On June 15 we will travel back to Vancouver, Canada and finally return to India va Hong Kong on July 10, 2017. My question is - Will the Vistor Secure Plan be available for the entire duration of 115 days? I hope the plan is not limited to USA only.

A:
Thank you for contacting Insubuy. The VisitorSecure plan will provide coverage anywhere outside of your home country. Please keep in mind the policy effective date and expiration date are based on the eastern time zone in the U.S. You may need to adjust your coverage dates accordingly to ensure you have coverage. If you have any additional questions please let us know.
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Q:Good day. Could you please recommend some effective insurance for our case. My mother has b2 tourist visa. She is in the USA since September 2016. She is flying back march, 19. She is 63 years old. We need something what can become effective as soon as in a few days after purchase. She does not have an emergency case. She has a breathing trouble. She needs to be treated by pulmonologist and to get a prescription. What company and plan will be better for her? Thank you

A:
Thank you for contacting Insubuy for your insurance needs. There are no plans available which will provide coverage for the situation described below, since the situation has occurred before the insurance was purchased. If you have any additional questions please let us know.
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Q:I will be coming to Tufts University, MA on a J-1 visa on Feb 27th. My programme begins on March 1st 2017 ending on Feb 28th 2019. What are your available insurance plans? Is Atlas Essential America suitable for me? I need to meet the standard requirements for the j visa type.

A:
The Atlas Essential America plan will meet the standard J1 requirements. You may purchase the plan by using the link provided below, or you may purchase over the phone by contacting our office at (866) INSUBUY. If you have any additional questions please let us know.
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Q:I have a question about the insurance for Schengen Visa. This is my first time applying for a visa that requires insurance. The requirement says that the insurance must cover at least 30,000 EUR and the sum has to be split equally between the different benefits. Hu much do I need to pay for that insurance? And I am planning to go to Germany 2 times, in May for a week and June for more than a week. So, what should I do about the insurance with 2 different visiting duration?

A:
Thank you for contacting Insubuy for your insurance needs. You may purchase a plan from the Schengen Visa Insurance section of our website. These plans will meet the Schengen visa requirements, and provide a visa letter shortly after purchase. We have included a link to this section so you may obtain a quote. Since you are traveling to Germany, we would recommend purchasing the Patriot America plan. You will need to complete two applications, one for the one week period in May and a second for the one week period in June. If you have any questions please let us know. You may also obtain assistance by contacting our office at (866) INSUBUY.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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