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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I would like to purchase medical coverage for my son who is a student in the U.S. and would like to find a plan that would guarantee coverage against COVID 19 as well as sports coverage as he is a college hockey player. I am looking for a plan with minimal or no deductible. He is in New Hampshire.

A:
There is not going to be a single plan that will cover him for his sports as well as COVID-19. He will have to have 2 different plans to obtain this coverage. There is no specific exclusion for Coronavirus on the Safe Travels Series plans . It will be covered as any other sickness. It should not be related to any pre-existing or preventive care. - Trawick International Plans It will be covered as any other sickness. It should not be related to any pre-existing or preventive care. Please read Coronavirus FAQ for Travel medical insurance here. For coverage while playing hockey there is a plan called Diplomat America that will cover him while play if you add the interscholastic middle option rider on the plan. You can view that plans details and generate a quote for coverage using the following link. - Diplomat America If you have any questions please contact our office.
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Q:I am looking for travel insurance for my mom, who is 57 years old. She lives in China and arrived in US on Dec,09 2019. I am looking to purchase the insurance through Nov,30. She is in good health with no pre-existing condition. Which plan will cover COVID-19?

A:
There is no specific exclusion for Coronavirus on the Safe Travels Series plans . It will be covered as any other sickness. It should not be related to any pre-existing or preventive care. It will be covered as any other sickness. It should not be related to any pre-existing or preventive care. Please read Coronavirus FAQ for Travel medical insurance.
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Q:I am trying to understand if the current level of coverage of my insurance plan is sufficient to cover possible treatment for Covid-19 should I develop this condition in the future. Are you able to tell me the approximate cost of treatment for this condition in the Washington, DC area or point me to a source that might have this information.

A:
The Atlas America plan will not cover COVID-19 past the date of 04/06/2020. You may view available options that provide this coverage by reviewing the Safe Travels Series plans.
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Q:Hello, I am looking to buy insurance to provide my 60 year old, non-US citizen (on a traveller's visa) coverage for 3 months while she is here with me in the US. If I purchase a Premium plan, will this give her coverage for anything related to Coronavirus? She is already here in the US from the Philippines (arrived February 23, 2020) and will be here until June or July.

A:
Thank you for contacting Insubuy for your insurance needs. Based on the information provided we would recommend the Safe Travels USA Comprehensive plan. There is no current exclusion for the coronavirus under this plan. If someone contracts the virus after the effective date of the policy this will be subject to the general terms and conditions of the policy. Please use the link provided below to view the plan details and purchase. You may also purchase over the phone by contacting our office at (866) INSUBUY.
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Q: I purchased Atlas International for April 1st to June 30th, 2020 for travel from USA to Germany. I am in Germany now. Could you please so kind to let me know whether this travel insurance cover COVID-19 test and inpatient care or not?

A:
The Atlas International plans unfortunately will not cover the cost of COVID-19 any longer. There is a plan called Save Travels Outbound Cost Saver that will cover the cost of COVID-19 provided it manifests after the effective date of the policy.
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Q:Looking to buy one of these policies, will this cover COVID-19 related medical expenses.

A:
The only plan that could cover COVID-19 would be the Safe Travels Series plans. Please read out informative Coronavirus FAQ .
{{currentOrigin}}/answers/visitors-health-insurance/looking-for-insurance-that-will-cover-coronavirus-52713/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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