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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Your company was recommended to me but I don't know if you cover trips in Europe. I'm an American citizen working in Berlin, Germany and want COVID coverage for an upcoming trip between Berlin and Funchal, Madeira between 13-20 March. In the unlucky event that I would catch COVID on the plane or while there, I want to know about quarantine cost coverage and other expenses.

A:
You may view the plans available in the COVID-19 Travel Insurance with Quarantine Coverage section of our website. There you will be able to view all the available plans as well as their benefits. Should you need additional assistance, you may also call our office at +! (866) 467-8289.
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Q:I am visiting United Arab Emirates as a tourist, I need to see a doctor, will your insurance cover? and if yes, which hospitals and clinics I can visit?

A:
You may view and purchase the plans in the COVID-19 Travel Medical Insurance section of our website. Keep in mind the insurance plans available are designed to cover the new illnesses and injuries that are contracted after the effective date of the policy. They exclude pre-existing conditions, preventative and routine care. Should something be currently going on, it would not be covered under the insurance.
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Q:Does the Patriot America Plus have COVID coverage as requested in my initial selection of policy benefits.

A:
The Patriot America Plus plan will include the coverage for COVID-19, the same as any other new illness as long as it were to be contracted after the effective date of the policy. Keep in mind the visitor plans on the market exclude the coverage for pre-existing conditions, preventative and routine care. Should you have additional questions you may also call our office at +! (866) 467-8289.
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Q:Hello. I am an American citizen living in Brazil with my Brazilian wife. We are traveling to the States tomorrow and will stay for the month of March. Please confirm that the Patriot American Plus plan is available for both of us while visiting the USA. Thank you,Marc

A:
You need to get separate quote and separate application for US Citizen and Non US Resident. You can purchase insurance online at covid19 travel medical insurance
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Q:Actually i was in student visa but right now my i485 is pending so i am not sure which insurance I am eligible for as I am working right now but my husband is still in student visa so what can we do now and what kind of coverage are we eligible for?

A:
If your employer provides the insurance. You should enroll under group insurance. If you are not eligible for employer insurance either you can purchase Short Term Health Insurance or International short term plan until your green card approve. Best option you get insurance through employer or short term plan until the end of year then enroll in long term insurance. For your husband he can purchase International Student insurance
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Q:If NOT medical necessary and is not referred by a doctor, is the testing covered?

A:
No. Insurance for an international visitor or student does not provide coverage for COVID-19 test if it's not medically necessary. Difference between health insurance and short term insurance
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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