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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My friend will be in US in a few weeks and submitting her application for a green card. Her form I 130 has already been submitted. How can she get health insurance issued to cover her in US while her green card application is pending? Who issues this type of insurance?

A:
Hello Thanks for contacting Insubuy. Your friend she can purchase Safe Travels USA Comprehensive until her green card is approved. Please let us know if you have any further questions.
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Q:Hello. We purchased a trip through Priceline (air, hotel, rental car) and also included travel insurance. The outgoing flight was cancelled by the airline due to weather the day before it was scheduled to depart. The airline refunded us their part and Priceline refunded the hotel and rental car. I am wondering if the premium paid for the trip insurance is refundable. I can see the reasoning either way: 1 - Not refundable because policy was in effect prior to trip and could have been acted on.2 - Refundable because it is akin to getting insurance for a product that was purchased but never delivered.How do you interpret this situation?

A:
We cannot advise on other insurance products that we do not offer. You would have to contact the insurance company who provides the insurance through Priceline to verify their refund guidelines. If you have any additional questions, please let us know.
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Q:Hi, I'm loooking into the Safe Travels International plan and want to know if this covers the hotel costs for a Covid-19 quarantine? And if it does, would I need to submit the invoice after paying it or would the company pay the bill immediately?

A:
You would keep your documentation showing proof of requirement to quarantine, as well as all receipts for lodging and meals and file claims for reimbursement. If you have any additional questions, please let us know.
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Q:I am looking to buy the safe travels voyager plan. I haven't made my final nonrefundable payments yet. Am I able to add additional amounts to the trip costs after purchase? If so, how long am I able to do so for and how do I go about doing that? Thanks!

A:
You can add additional non refundable trip costs by emailing service@insubuy. You can add them up until 48 hours before departure. If you have any additional questions, please let us know.
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Q:Where is the schedule of benefits for Covid 19 positive diagnosis prior to returning home?

A:
Hello, Thank you for contacting Insubuy. The quarantine benefit will be considered as travel delay. When choosing a plan you can view the travel delay benefits by clicking on the plan benefits or in more detail by viewing the certificate wording. You can go to COVID-19 Travel Insurance with Quarantine Coverage section of our website to view the plans available. If you have further questions, you may contact our office at 866-467-8289.
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Q:Can you purchase insurance to only cover accommodation costs in case you have to quarantine in Costa Rica?

A:
Please find covid 19 travel insurance with quarantine coverage you can also find same insurance at Costa Rica travel insurance You can't find only quarantine coverage or accommodation coverage
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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