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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Visitor outside USA Pre-Existing Conditions Am I covered for pre existing medical conditions. Nowhere on the application form does it ask for details of pre existing conditions,

A:
What plan are you purchasing? I think, visitor. i need coverage for 3 days on the way to UK. and 5 days on the way back from UK. As the plan are only meant to cover the new accidents and new illness that occur after the effective date of the policy. The application will not ask for you to disclose any information about your pre-existing conditions. Please provide the name of the policy that you are interested in purchasing so that we can advise you accordingly.
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Q:Pregnant visiting the USA I am sending this email to obtain information about the insurance I am willing to get for my wife. We are expecting some time in February 2017, the baby is now 7 weeks. I wonder if you could provide me with some insurance plan for to cover the delivery and any other costs on the American soil.

A:
Thank you for your interest in purchasing insurance through us. Are you coming to the US on a visitor visa or another visa type? Unfortunately, there is no plan on the market for visitors that will cover maternity or delivery. There is one plan called Atlas America that will cover for pregnancy complications up to 26 weeks. If you need additional assistance please feel free to contact our office.
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Q:Insurance discount question Hi, I got your reference from my colleague who is also planning to take Visitor Insurance. I wanted to know if you guys would offer any discount if there are is requirement for 2 or more applicants/policies?

A:
Thank you for your interest in purchasing insurance through us. Unfortunately, the price is regulated by law so it’s not possible to offer any discount and the cost is based on the age of the insured. If you need additional assistance please feel free to contact our office.
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Q:Insurance Coverage Area Question My in-laws are travelling to USA this month. They would stay in the US for ~35 days. Half that time in Illinois state and the remaining in Washington state. When getting the quote for insurance, it asks for state. Does it indicate the state where insurance is covered? In my scenario will the coverage be fine for both the states?

A:
Thank you for your interest in purchasing insurance through us. You would put the state where you are wanting mail, if any, to be received. The plans will cover in all states. If you have additional questions please feel free to contact our office.
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Q:insurance coverage I’d like to apply for insurance coverage for me and my family for few days stay in US i’d like to ask for the following during my online application its required to enter the state while i’m going to visit more than a one state its mentioned that they will sent me a kit through mail while i’m travelling tomorrow so can i receive the kit upon arrival in New York and how long it takes for the delivery?

A:
Thank you for your interest in purchasing insurance through us. Your policy documents will be sent electronically. For anything that is sent through the mail it would take approximately 7-10 business days. If you need additional assistance please feel free to contact our office.
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Q:Atlas travel insurance for US My parents have recently arrived in USA for their summer trip from India. I wanted to know if they would still be eligible for atlas travel insurance as they have already landed in USA. Some plans I saw online need you to be in home country before taking travel insurance.

A:
Thank you for your interest in purchasing insurance through us. What state are they visiting? The Atlas America plan is still available for purchase once they arrive except in WA, MD or NY. If you need additional assistance please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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