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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:We are looking for Fully Flexible Insurance for Visitors to USA for B1/B2 Visas and L1/L@ Visas which should be cashless and even cover deportation in case it is required.This coverage is required from 05 May 20 to 31 Oct 20. Kindly advise best insurance plans which are cashless.

A:
Thank you for your interest in purchasing insurance from us. Please look at Safe Travels USA Comprehensive. It participates in First Health PPO network where there are many participating providers that would bill the insurance company directly which would provide cashless services in USA. I am not sure what you mean by deportation but repatriation of mortal remains is an included benefit. We are also not sure what you mean by fully flexible insurance. I suggest that you call our office to discuss further.
{{currentOrigin}}/answers/visitors-insurance-usa/fully-flexible-insurance-for-visitors-to-usa-for-b1b2-visas-and-l1l-visas-which-should-be-cashless-97108/

Q:Hi I have an insurance through you. I am looking for a doctor who can call in for my thyroid medicine. I suppose I cant see the doctor, till I am ill. How can I get my prescription filled. Thanks.

A:
Please note that prescription refill for the maintenance of ongoing pre-existing conditions are not covered. If you would like to discuss this further, we recommend that you call our office at +1 (866) INSUBUY.
{{currentOrigin}}/answers/international-student-health-insurance/prescription-refill-through-telemedicine-60884/

Q:In late January, 2020, I bought Atlas America insurance for my mother visiting the US. I want to extend it now (it has not expired yet). Will she be covered for COVID-19 while in the US?

A:
As CDC issued global travel warning on March 27, 2020, the Atlas America, as per the certificate wording, has coverage for COVID-19 for 10 days from that date, or till April 6, 2020. After that, there is no coverage. I suggest you look at COVID-19 Travel Insurance instead
{{currentOrigin}}/answers/visitors-medical-insurance/atlas-america-covid-19-travel-insurance-coverage-80505/

Q:We have a cruise booked, purchased travel insurance at time of booking, but have underlying medical issues & are concerned about cruising this summer. Will our insurance cover cancellation of our cruise?

A:
Based on the email address you provided, we are unable to find any records of you as our customer. Therefore, we are not sure whether you have purchased any travel insurance through us. Please contact us at +1 (866) INSUBUY so that we can verify that you are our customer, the plan that you have purchased and accordingly provide you an appropriate answer.
{{currentOrigin}}/answers/trip-insurance/cruise-travel-insurance-underlying-medical-issues-22005/

Q:I am wondering if covid19 is covered by "safe travels USA comprehensive".

A:
There is no specific exclusion for Coronavirus on the Safe Travels Series plans . It will be covered as any other sickness. It should not be related to any pre-existing or preventive care. Trawick International Plans Please read Coronavirus FAQ for Travel medical insurance here.
{{currentOrigin}}/answers/visitors-insurance-usa/coronavirus-in-trawick-safe-travels-usa-comprehensive-28574/

Q:I am looking for visitors insurance for dental for my father who is 78 years old

A:
Dental insurance is not available with visitor plans. We do offer a discount plan called Careington. If you have any questions, please let us know.
{{currentOrigin}}/answers/other-insurance/dental-insurance-10405/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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