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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I need to visit a doctor for annual physical. Can I do that here. I need my blood sugar and BP medication

A:
None of the insurance for an international visitor provides coverage for annual physical. Find more information on What is Visitors Insurance
{{currentOrigin}}/answers/visitors-insurance-usa/need-to-visit-a-doctor-for-annual-physical-can-i-do-that-here-need-my-blood-sugar-and-bp-medication-68044/

Q:I need to buy a travel Health and Medical Insurance for my father in law who has travelled to the UK as a visitor and is a resident of India.

A:
You can purchase Travel Health insurance which will provides coverage outside US and India.
{{currentOrigin}}/answers/international-travel-insurance/looking-insurance-for-my-father-in-law-who-has-travelled-to-uk-as-a-visitor-and-is-resident-of-india-76422/

Q:As an international student, I intend to apply for PhD program in U.S. next year, but I suffer from Crohn's disease. Adalimumab and Methotrexate have been prescribed to me. However, I cannot afford these medications on my own. Does this medication have an insurance plan?

A:
You need to purchase insurance through your school. Insurance from outside will not provide you coverage for routine visit for pre-existing conditions.
{{currentOrigin}}/answers/international-student-medical-insurance/apply-for-phd-program-in-us-but-i-suffer-from-crohns-disease-need-insurance-to-cover-medicine-52831/

Q:Hi there My mom has a residency from Iran and came to the USA on November 25th. I would like to purchase an insurance for her from now till end of May and I am wondering which insurance plan is the best for her! I am receiving error when I am adding her residency country. I would appreciate you if you can help me about this

A:
When making a quote we advise to check the Geographic restrictions section for that plan to verify that your specific country of residence is not excluded.
{{currentOrigin}}/answers/visitors-health-insurance/iran-restrictions-for-visitors-insurance-71523/

Q:Please can you see my previous message? I am not travelling to Florida for treatment, I am travelling for vacation....

A:
If you are not travelling for treatment and are approved fit to travel, we do have a plan that can provide some coverage for pre-existing conditions if purchased before departure from home country. The plan has a minimim purchase duration of 3 months, so if you enter for example a month, it will still quote you for 3 months and that 3 months would not be eligible for any type of refund. Also, the plan is not extendable so you would want to purchase for the full duration of the visit. /visitors-protect-insurance/ You can run quotes through the above link and review the plan information as well. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/visitor-insurance/travelling-florida-treatment-vacation-88371/

Q:I have an immigrant visa (temporary I-551 evidencing permanent for 1 year). I am 66 years old and arrive in us on Dec 6, 2022. What medical plan I can use.

A:
If you are entering the U.S. on a green card to reside in the U.S., you would need to enroll into domestic insurance through the HealthCare Exchange in your state you will be residing. Eligibility in domestic insurance makes you ineligible for our plans. We have 1 plan that can provide some coverage for new illnesses or new injuries contracted after the effective date until your domestic insurance plan starts that could be avalible to you depending on what state you are coming to. /international-major-medical-insurance/ You can run quotes and review the plan information through the above link. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/new-immigrant-medical-insurance/immigrant-visa-temporary-i551-permanent-medical-plan-92392/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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