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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My friend and I are traveling to New York at the beginning of November. We are about to purchase your Atlas America insurance plan. 1. Since our home town is in Belarus do we actually have to wait and receive physical cards via regular mail or getting an email will be enough to use the insurance if needed while in the States? I am asking because we will be traveling in soon time. Which is why we might not have enough time to receive those physical cards. 2. What exactly is the 50 USD copay when it comes to an urgent care. Could you please explain that?

A:
Thank you for your interest in purchasing insurance through us. As soon as you purchase insurance you will receive a confirmation by e-mail, which will have a link to print id card and other documents fo the Atlas America plan. So you do not need to wait for physical id card. You have to purchase this plan before your arrival in NY state. The urgent care is an outpatient facility that you can recieve treatment urgently but is not considered to be an emergency. Please read how to select right provider . Please feel free to contact us if you have any further questions.
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Q:Please let me know some details Re: the following inquiry for my Medical Insurance during Travel 81 yr Male Permanent resident USA [Not Citizen] Travelling - Oct 18 till Oct 25 Thailand/Cambodia. Want to buy PATRIOT PLATINUM TRAVEL MEDICAL INSURANCE for those 8 days. Does this plan provide cover for any / part of pre-existing Medical Condition?. Right now I do not have Medicare but Have a Florida-Blue HMO Plan in USA which is active - which has no Worldwide Coverage.

A:
Thank you for your interest in purchasing insurance through us. If you need coverage for pre-existing conditions in emergency you can purchase Voyager Choice plan as long as you have domestic insurance in US. You can also find more plans with some pre-existing conditions in emergency at /travel-health-insurance/ Please feel free to contact us if you have any further questions.
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Q:i am Indian citizen on F-1 studying masters in San Jose California. I am planning to travel to Amsterdam in coming January. Could you please suggest me some travel insurances which should cover expenses of 30000 euros. I will be taking Family/ friends.

A:
We would recommend a plan from the Schengen Visa Insurance Section of our website. If you need additional assistance please feel free to contact our office.
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Q:My school required me to get insurance with no pre-existing conditions exclusion with unlimited amount and no waiting period. Do you have a plan with this option?

A:
We don't have any plan that meets your school requirements specially for no pre-exisiting waiting period. You would want to purchase the option offered by your university.
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Q:My university wants students to obtain a medical insurance plan that will cover their health costs while they are in U.S. There are no requirements other than what is standard for the F1 Visa.

A:
Then you can purchase any of the plans from our F1/F2 visa insurance section here. Please feel free to contact us if you have any further questions.
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Q:Insurance visa schengen Hello I would like to know, what is the price for have a International Insurance with this company, I need it for my Germany travel, I will take 40 days in the Schengen area. what could be the price for those days and could you give me a Confirmation letter from your health insurance stating coverage for emergency medical, hospitalization and repatriation with a minimum of 30,000 Euros ( equiv. 50,000US-$ ) for trips outside the US and one copy.

A:
Yes, we offer plans that provide a visa letter and that meet all of the requirements for the Schengen visa. You can obtain a quote by completing the required information here /schengen-visa-insurance/ then click on search and compare and then you will see the plans you are eligible for. Once you have completed the purchase you will receive an email that provides all of the policy documents, including the visa letter. If you need additional assistance please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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