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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hello, I am writing to inquire about acquiring an individual health plan. I am a 27 year old male US citizen with permanent residence in Virginia. I have recently arrived back in the United States from living overseas and need to purchase a plan until I find one through an employer. I will be doing some interstate travel over the summer and so would like a PPO to ensure I can access services. Please let me know what type of plan might best suit my situation and if you need any further information. Many thanks,

A:
Thank you for your interest in Insubuy. All visiting with greencard plans we have are listed at Visiting with Greencard Insurance Plans You can get the instant quotes online and look at different insurance plans right there. You can always call us and we can help you select the right one for your needs.
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Q:Virginia Medical Insurance Quotes While browsing on the internet for medical insurance, I came across your reference from Anthem. I am looking for Medical Insurance for my Family. Can you please send me Quotes for the Best & Cheapest!! My (46 years) Wife (39 years) Daughter (8 years) Son (12 years) State we live in: Alexandria, VA.

A:
Thank you for your interest in purchasing health insurance for your family. You can look at plans we have available at /short-term-health-insurance/ You will be able to get the quotes online and also be able to get all the details and make purchase online as well. Please let me know if you have any other questions.
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Q:Health insurance for student Dear Sir, My friend's daughter is coming Hawaii for middle school from Taiwan. She is going to attend the Mid-Pacific institute at Hawaii for 8th grade. School require each student to have insurance. Can you give us some information about the international student health plan. She is 14 years old. ( she is U.S. citizen ) School start: Aug 11, 2010 and will end May 20, 2011. Thanks

A:
If she is US citizen and if she is studying in the U.S., she is NOT an international student. Would you still like to get the insurance for her? If yes, please look at Short Term Medical
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Q:How is medical evacuation determined? I would like to know more about how and when it is determined that a sickness/accident etc. qualifies for medical evacuation. I would like to see a copy of the detailed policy if possible.

A:
The assistance department of the insurance company determines it based on their discussion with the local attending physician. All the information is available at /trip-cancellation-insurance/
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Q:Atlas America insurance - PPO network I am planning to buy health insurance form my parents who will be visiting me here in Los angeles for 3 months from india. I like the Atlas America plan for them. The insubuy.com website says that this plan has a provider network with First Health and PHCS PPO networks. I was going through both of these provider networks and i liked First Health as a better choice for network. But when i try to purchase the policy it shows me a completerly network. I was wondering if you could clarify this issue before i make the purchase. Thank you in anticipation.

A:
Atlas America participates in several network: First Health, PHCS and CMN. You don't have to choose among them. You automatically get all of them. I hope that answers your questions. You can buy it online at https://www.insubuy.com If you have any other questions, please feel free to contact us at any time.
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Q:Patriot Exchange Program - Application questions When I fill in the information in Patriot Exchange ProgramSM Standard online, I'm puzzled by this entry: Government Issued ID Number refers to my Chinese ID card? Mailing Address refers to my present address? And will you send The fulfillment kit to me when I am in China ? Who pays Express Delivery postage? I'm looking forward to hearing from you. Many thanks.

A:
1. Government issued ID card number: Usually your passport number. 2. The fulfillment kit will be mailed to you the address you specify. 3. If you want express delivery, you will have to pay additional charge. You can buy it online at /j1-visa-health-insurance/
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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