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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am Mexican, living in Mexico. I am applying for a J-1 Visa to work as a postdoc at the Temple University USA. For this I require to purchase Medical Evacuation and Repatriation Insurance comprising from 01/03/2020 to 01/02/2021. Do you have an insurance plan covering these dates?

A:
Most medical plans on our website will include this benefit /travel-health-insurance/ If you would like only the Medical Evacuation you can see the plan here /medical-evacuation-and-repatriation-insurance/
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/evacuation-repatriation-j1-postdoc-96114/

Q:I was planning to take visitor insurance for my parents. Do you offer discount for repeat customers?

A:
We do appreciate and value our repeat customers, and always strive to provide the best service possible before, during, and after purchase. However, insurance prices are regulated by law, and therefore discounts are not available anywhere on the market. If you need any assistance, or have any additional questions. please let us know.
{{currentOrigin}}/answers/visitors-insurance/discounts-for-returning-customer-in-visitors-insurance-92230/

Q:Looking for information on how new immigrants applying for visa can get health insurance (cost, process, restrictions, coverage, and deadline to apply)

A:
Thank you for your interest in immigrant visa health insurance. Immigrant visa applicants can visit /new-immigrant-insurance/ Once they enter the relevant information, they would see the prices for various insurance options along with their plan benefits and restrictions. They can also compare them side by side and make an instant purchase. In many plans, they can print the visa letter (confirmation of coverage letter) immediately. The entire application process is online and quick. The insurance can start as early as the next day or any future date your specify. I hope that is the information you are looking for. If there is anything additional we can help you with, please feel free to contact us at any time.
{{currentOrigin}}/answers/new-immigrant-medical-insurance/new-immigrant-quote-assistance-61985/

Q:I need more information regarding visitors medical insurance. I plan to reach out to you via phone, what are the hours of operation for your business?

A:
Our office hours are from 8AM to 7PM CST Monday-Friday starting in 2023.
{{currentOrigin}}/answers/visitors-insurance/office-hours-of-insubuy-75560/

Q:SO what would be the difference between Patriot America Plus / Patriot America for new immigrants?

A:
The Patriot America and Patriot America Plus plans are very similar, but differ in one area. The Patriot America Plus will have the acute onset of pre-existing condition coverage for insureds under the age 70 and the Patriot America will not have this coverage. An Acute onset of a pre-existing condition is a sudden and unexpected outbreak or recurrence of a pre-existing condition that occurs spontaneously, without advance warning, is rapidly progressive, and requires urgent care. Please use the link provided below to view the FAQ for this benefit. Acute onset of pre-existing condition FAQ If you have any additional questions, please let us now.
{{currentOrigin}}/answers/new-immigrant-health-insurance/differences-patriot-america-and-patriot-america-plus-new-immigrant-37786/

Q:Hi, may I kindly ask a question,please? I'm currently on H1B and just left previous company last week, the new job start date is next Jan.So do you have any idea on what kind of short term medical insurance I could buy during these 2-3 months?

A:
Thank you for contacting Insubuy for your insurance needs. You can purchase the International Major medical plan for this period of time. Please see more information on the plan here If you have additional questions please feel free to contact our office.
{{currentOrigin}}/answers/other-insurance/h1-short-term-insurance-91871/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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