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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am 80, my wife is 79 and we have been snowbirds to Florida for 15 years. Is there a USA carrier who is prepared to cover medical insurance for us for 4-5 months this coming winter?

A:
There are plans that you can purchase for coverage while visiting the United States. You can take a look at the Visitors to the USA section of the website that will provide you with the available options. It is recommended that you quote individually to see all of the plan options that would be available. These plans are designed to cover the new accidents and illnesses that happen after the effective date of the policy that occur after the effective date of the policy. Plans are available to anyone traveling outside of their home country.
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Q:Price of COVID insurance for 90 days. I have my own apartment in San Jose

A:
You are able to find multiple plans that will offer coverage for COVID-19 that manifests after the effective date of the policy. There are multiple plan options in the COVID-19 Travel Medical Insurance section of the website.
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Q:im trying to purchase a costa rican corona 19 which is required by costa rica to enter

A:
The plans that are currently available that include coverage for COVID-19 are for medical reasons only. There is not a plan currently available that will meet the requirement for the lodging requirement. Keep in mind these plans are designed to cover the new things that manifest in the body after the effective date. They will exclude coverage for pre-existing conditions, preventative and routine care. Should you have additional questions or need further assistance please let us know. You may also call our office at (866) 467-8289.
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Q:I am enroll in Medicare. My partner is Canadian and has never worked in the United States. If she obtains a Green Card through our marriage, is she eligible for Medicare?

A:
Unfortunately, you would have to contact Medicare directly as we are not associated with them and do not provide any rated services. However, if she is not we can offer coverage for new immigrants that you can view in our New Immigrant section of the website.
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Q:does wording in contract need to be word for word or can the company just assume a word is the same, as in epidemic and pandemic and deny claim

A:
There certificate wording is the binding agreement of insurance which states how the plan will cover the insured. The insurance companies will accept any legitimate claim for the new illnesses and injuries that manifest in the body after the effective date of the policy. We would recommend you call our office at (866) 467-8289 and any of our licensed representatives will be able to assist you further by narrowing down the specific plan you are inquiring about.
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Q:I'm trying to get insurance for travel on 1/25/21-08/1/21, but whenever I advance in the form it sets it to 10/25/20, so I get an error message when I say the travel date.

A:
If you are experiencing errors on a application it would be better suited to call our office and one of our licensed representatives will be able to assist you in completing it. Our phone number is (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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