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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hello, I am applying for a residency visa for Colombia country and I have been asked to provide Repatriation Insurance Coverage. What do you recommend that I do or find a company that can provide me with this service only, because I already have health insurance coverage in Colombia. Kind regards

A:
Medical evacuation and Repatriation insurance is only available to non-US citizens, with the exception of persons participating in the Rescue Nurse Program. You may purchase a plan for Travel Outside USA. Plans will include Medical evacuation and Repatriation benefits. If you have a specific amount required, please see the Plan Benefits page of the individual plans. If you have any additional questions please let us know.
{{currentOrigin}}/answers/other-insurance/repatriation-insurance-coverage-85965/

Q:Can I take a yearly insurance policy with multiple trips outside US

A:
Yes there are Multi-trip plans that are available. Any trip duration can be either 30 days, 45 days, 70 days or other duration, depending upon the plan. Be advised for all multi-trip plans you must be enrolled in a primary insurance. You may use the link below to run a quote. https://www.insubuy.com/multi-trip-travel-insurance/ If you have any additional question please let us know
{{currentOrigin}}/answers/international-travel-health-insurance/multiple-trip-insurance-74478/

Q:What's the form of payment when I get reimbursed by the insurance? We are going to the US for 5 weeks. I read that it can take 2-4 weeks to process a claim. How will I be paid after I leave the US?

A:
When filling out the claims form, there is an option to select how you would like to receive your reimbursement. It is recommended that you choose the direct deposit method as opposed to standard postal. A person with a Non-US bank would be permitted to choose either option. The insured being outside the United States will not affect the claim payment.
{{currentOrigin}}/answers/visitors-health-insurance/reimbursed-insurance-paid-after-leave-the-us-96123/

Q:Can our company purchase the trip insurance for the employees who is going on a business trip?

A:
The company could purchase the insurance on behalf of the employee or insured, however, all payable claims filed would result in reimbursment to the insured and not the company. Also be advised our Trip insurance plans are only available to U.S. residents. Please let us know if you have any additional questions.
{{currentOrigin}}/answers/trip-insurance/company-purchase-trip-insurance-employees-business-trip-63432/

Q:What is the full form of PPO Network and the relevance of selecting a Plan that connects to a PPO Network Hospital.

A:
A PPO Network is a network of medical providers that have agreed to contract negotiated rates. The advantage of a PPO is that you can visit a medical provider that is either in or outside of this network. Most Visitors Insurance plans will have a PPO network, and it's usually preferable to choose a plan with a network due to the contracted rates, and directly billing. In-network providers are more willing to bill directly, which makes this an additional benefit of choosing a plan with a network. If you have any additional questions or need further assistance, please let us know.
{{currentOrigin}}/answers/visitors-health-insurance/what-is-the-benefit-of-choosing-a-plan-with-a-ppo-network-95596/

Q:If buys the cancel for any reason insurance, is the invoice be the proof of the time stamps of when the trip was planned? According to the rule, the insurance should be purchased 20 days from the last deposit of the purchase to have the trip covered for " cancel for any reason".

A:
Yes. When filing a claim for "cancel for any reason" the insurance company will request all the receipts of the trip expenses you insured to verify that the requirements were met. If you have any additional questions please let us know.
{{currentOrigin}}/answers/vacation-insurance/cancel-for-any-reason-insurance-proof-58867/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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