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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am trying to buy Low cost fixed coverage visitors insurance for USA But I am not sure if my parents will be approved for their visa interview? I was wondering if I could cancel it if their visa gets denied?

A:
As long as you cancel before the effective date, you can get the full refund. You can purchase it online at /visitors-insurance/
{{currentOrigin}}/answers/visitors-insurance-usa/visitors-insurance-cancel-37734/

Q:Im an international student and wanted to find out if your "Value" or "Savings" or "Care" insurance plans would meet following the requirements of my school The insurance policy must include the following basic benefits. Please state YES or NO for each item listed. 1. Coverage period: 52 continuous weeks. (If student is enrolled for only one semester, coverage must be in place for that period.) 2. Basic Benefits: Room board hospital services physician fees surgeon fees ambulance laboratory and diagnostic procedures for outpatient expenses paid at 80% of usual customary reasonable (UCR) fees in U.S. currency. 3. Mental health care paid as any other sickness, 80% of UCR 4. Unlimited Inpatient/Outpatient prescription medication coverage, co-pay is acceptable. 5. Repatriation: $50,000 (coverage to return remains to the home country) 6. Medical evacuation: $25,000 (to permit patient to be accompanied by an escort if directed by the Physician in charge.) 7. Deductible $100 or less 8. No Aggregate Cap 9. Claims Agent located in the United States. Additionally I've attached a PDF of my schools insurance requirements here for your review .

A:
Thank you for contacting Insubuy. There is not a plan that we can offer you to meet these requirements. It is recommended that you purchase from your university in order to be in compliance with these requirements. If you need any additional clarification please contact our office.
{{currentOrigin}}/answers/f1-visa-insurance/international-student-plan-requirements-20233/

Q:Hello. I am an American citizen living abroad in the United Kingdom. I am going to travel back to the USA to visit family for 15 days and I'm confused whether or not I'm eligible for the Diplomat American Travel insurance?

A:
Thank you for contacting Insubuy for your insurance needs. A U.S. citizen may purchase the Diplomat America plan while visiting the U.S. You may also purchase the Patriot America Plans as long as you can provide a residence country address outside of the U.S. Please use the link provided below to view this option as well. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/visitors-medical-insurance/american-citizen-travel-insurance-40622/

Q:I am Brazilian and I am going to study at the University of Texas at Austin for 6 months. I will go on 02/14/2020 and I will return on 08/16/2020. I need health insurance that complies with the requirements of the J1 visa as well as requirements of my sponsor in Brazil which are Major Medical Coverage $ 100,000 (Per accident / illness) Deductible $ 500 or less (Per accident / illness) Medical Evacuation $ 50,000 Repatriation of Remains $ 25,000 Monitoring of at least one family member in case of serious occurrences. I would like to know the best option for me I saw that you have good options to cover the requirements of the J1 visa but I still have my doubts regarding the monitoring of at least one family member in case of serious occurrences. Do you have this coverage?

A:
All of the comprehensive plans in the J visa insurance section of our website will meet these requirements and provide some level of Emergency Reunion within the plan. If you need any additional assistance please contact our office.
{{currentOrigin}}/answers/exchange-visitors-health-insurance/j1-health-insurance-requirements-univeristy-texas-austin-92307/

Q: This benefit would be to pay for example the airfare of a family member from Brazil as well as their stay in the USA in the event of a serious accident with the insured?

A:
All of the comprehensive plans in the J visa insurance section of our website will meet these requirements and provide some level of Emergency Reunion within the plan. If you need any additional assistance please contact our office.
{{currentOrigin}}/answers/exchange-visitors-health-insurance/j1-visa-insurance-emergency-reunion-61927/

Q:I'm looking for travel insurance for a trip I will take to Australia and Malaysia. I am an American citizen but currently reside in Jordan as a student I am only on a tourist visa not a resident visa maybe acquire one later. I will be traveling during my 26-28th week of pregnancy and want insurance for trip cancellation. Can you help me?

A:
Thank you for contacting Insubuy for your insurance needs. There is not a plan that we can offer you to cover trip cancellation for a U.S citizen that is residing outside of the United States.
{{currentOrigin}}/answers/trip-cancellation-insurance/tourist-visa-travel-insurance-pregnancy-99871/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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