There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:moving to Cambodia, policy questions I was looking at Reside for insurance for myself and my husband when we move to Cambodia in 2 weeks time. I just don't understand what $250 deductable actually means, and how one gets refunded for paying doctor's fees etc. Also how does it work with prenotifying the company if we are in an emergency situation.

A:
Thank you for your interest in purchasing Reside insurance for your family. 1. $250 deductible - That is the amount that you will have to pay first, once a year, before insurance company starts paying anything at all. You will not get that $250 back. It is similar to the deductible in car insurance. 2. You get the health insurance card and claim form in the mail once you purchase the insurance. You can present the insurance card to the provider and if they are willing to bill directly, that is good. Otherwise, you can pay first and then fill the claim form along with the receipts and mail it to the insurance company's address provided in the claim form. You will get reimbursed in 2-4 weeks. 3. If you are an in emergency, you don't have to notify first before getting the treatment. You can notify the insurance company within 48 hours. However, you have non-emergency scheduled surgery or major treatment, you can notify the insurance company in advance. I hope that answers all your questions. You can make instant purchase online at /expatriate-health-insurance/ Please let us know if you have any other questions.
{{currentOrigin}}/answers/international-health-insurance/moving-to-cambodia-policy-questionsi-was-looking-at-reside-for-insurance-for-myself-and-my-husband-w-45308/

Q:need ins. cheaper than schools Hello, I am an international student studying in Boston MA. Our school has an insurance plan that costs 818 dollars a year, do you have a cheaper plan that i can purchase that I can also use in the state of MA? Thank you!

A:
Please look at international student insurance plans at /international-student-medical-insurance/ We have several plans that are cheaper than what you are currently paying. You enter your details such as age, duration etc and you will see prices from various companies instantly, you can compare them side by side and make an instant purchase of the plan you like. If you have any questions after reading the material online, please feel free to call us at anytime.
{{currentOrigin}}/answers/f1-visa-insurance/need-ins-cheaper-than-schoolshello-i-am-an-international-student-studying-in-boston-ma-our-school-ha-92997/

Q:daughter needs insurance on J1 or one year My daughter will participate in student exchange program in USA and she needs for a J1 visa appropriate health and accident insurance. She is 18 years old and will stay in USA about 1 year. Minimum coverage: Medical expenses due to accident or illness: USD 50,000 Medical evacuation to home country USD 10,000 Repatriation of remains USD 7,500 Deductible not to exceed USD 500 per accident or illness. Insurance corporation has to have AM Best A or above, ISI A or above, Standard&Poors Claims paying Ability A or above, Weiss Resarch Inc, B or above. Please, let me know, what you could offer me and is it possible to make this policy from my country (Croatia). Thank you in advance

A:
Thank you for your interest in purchasing J1 visa medical insurance. Please find Visit USA-HealthCare at /j1-visa-health-insurance/ It meets all the requirements of J1 visa. You can make instant purchase online. If you have any other questions, please let me know. Thank you for your reply. I'm not a specialist in the insurance so please help me to understand. What does "deductible" mean? If it is amount which you have to pay any time when you go to a doctor, please let me know if there is any health insurance policy without deductible or with lower deductible. Is it possible to buy and pay this insurance policy from Croatia? I would like to pay whole amount at once. No problem. That is why we are here to help you. Deductible is the amount that you have to pay once a year first before insurance company starts paying anything. That means, deductible is just once, not every time you go to the doctor. $250 is the lowest deductible in this policy and this is the only policy that meets the requirements of J1 visa. Yes, you can buy and pay this insurance policy from Croatia. It's fastest if you can apply on the website using credit card. If you don't have credit card, you can also make the cashiers check, demand draft or money order in US dollars, make it payable to 'Travel Insurance Services' and send to InsuBuy, LLC 4700 Dexter Dr Suite 100 Plano, TX 75093 USA Please let me know if you have any other questions.
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/daughter-needs-insurance-on-j1-or-one-yearmy-daughter-will-participate-in-student-exchange-program-i-35745/

Q:monthly renewal student plan I am a student wanting to buy your Study USA Insurance Plan and pay monthly. Is there a link online where I can do that. I hope to hear from you very soon.

A:
Thank you for your interest in purchasing student health insurance. You can make instant purchase online at /study-usa-insurance/ You will have to pay upfront for entire duration that you would like to purchase for. Alternatively, you can purchase for 1 month and then renew every month. Every time you renew, you will have to $5 renewal fee. Please let me know if you have any other questions.
{{currentOrigin}}/answers/f1-visa-insurance/monthly-renewal-student-plani-am-a-student-wanting-to-buy-your-study-usa-insurance-plan-and-pay-mont-16033/

Q:international student at Purdue Univ. Im am an international student attending Purdue University and wanted to find out about health insurance options for international students. Thank you.

A:
Thank you for your interest in purchasing international student health insurance. Please visit /international-student-medical-insurance/ and enter your details. You will see various plans from different companies along with its prices. You can compare them side by side to decide which one works best for you. And you can make instant purchase of the one you like. If you have any questions, please feel free to contact us at any time.
{{currentOrigin}}/answers/international-student-health-insurance/international-student-at-purdue-univim-am-an-international-student-attending-purdue-university-and-w-36898/

Q:scholar at Florida State University I am a visting scholar who is invited by Florida State University. Currently I am a citizen of the Republic of Korea. FSU asks visting scholars to purchase insurance satisfying following options. <a href='http://www.cge.fsu.edu/j1students/healthins.cfm'>http://www.cge.fsu.edu/j1students/healthins.cfm</a> To purchase insurance I need detailed information about what kind of your company's insurnace meets the FSU's insurance policy? I appreciate if you let me know your insurances satisfying FSU insurance policy from lowest price.

A:
Please look at Visit USA at /j1-visa-health-insurance/ It meets all the requirements that it mentioned in the URL you sent me below. You can make instant purchase online and if you have any questions, please feel free to contact us at any time.
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/scholar-at-florida-state-universityi-am-a-visting-scholar-who-is-invited-by-florida-state-university-60369/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More