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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Query/F2 Dependent Insurance needed I am looking for a comprehensive insurance for F2 visa holder that will cover all medical expenses and also pregnancy (currently not pregnant). Can you please guide?

A:
Thank you for your interest in purchasing insurance through us. Are you needing coverage for an F1 and F2? If just the F2 then there is no plan that will cover all medical expenses including pregnancy. If you need additional information please feel free to contact our office. F1 & F2 both. There are insurance plans that are available to F visa holders that we offer. If there are any requirements that your University has please send the requirements as an attachment and a licensed agent can recommend a plan that meets those requirements. Meanwhile, you can review F visa holder plan options using the link listed below. If you need any further assistance please feel free to contact our office. International Student Medical Insurance: /international-student-medical-insurance/ Student Plans that will cover maternity: /study-usa-insurance/ /student-health-advantage-insurance/
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Q:Patriot Exchange Program deductible question I checked the comprehensive plans for international students. In patriot exchange program with 500,000 policy maximum. When you said I need to pay 100 deductible per visit. Did you mean no matter how many times I go the doctor no matter how much they charge me I need to pay 100$ per visit? Or you mean if I paid 100$ for the 1st time I go to my doctor. When 2nd time I go there I don't need to pay it. Am I right?

A:
Thank you for contacting Insubuy for your insurance needs. The deductible on the Patriot Exchange Program will be per incident, so for every new incident you will pay a $100.00 deductible to the provider, as the deductible is per incident. Please feel free to contact our office if need any further assistance.
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Q:looking for travel insurance for student visa I am a 27 year old American citizen planning on visiting the Czech Republic for 6 months for study and travel. I am looking for travel insurance, but my student visa requires that my health coverage documents be translated into Czech. Does your company provide that option?

A:
Thank you for your interest in purchasing insurance through us. We have many plans that you are eligible to purchase but you need documents in Czech that we need to check. Once we have information from Underwriting dept. will let you know. Meantime you can find plans at, /travel-health-insurance/ Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions.
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Q:Insurance for OPT student I’m an international student starting my OPT this February, which means I won’t be taking classes for the next 12 months. Well, UNLV does not offer coverage for students on OPT neither does my employer, so I’m looking for a temporary option. I would need it from February to December 2016. Am I eligible for insurance with Humana? I am looking for something that is not only for emergencies but also for regular check up.

A:
Thank you for your interest in purchasing insurance through us. Do you have social security number? If yes then you can purchase long term domestic plan. /short-term-health-insurance/ Otherwise you can purchase Short term domestic plan or OPT insurance. Short term domestic plan, /short-term-health-insurance/ Or you can purchase Student secure plan as long as you are on F1 visa. /student-secure-insurance/ Please feel free to contact us if you have any further questions.
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Q:Insurance for me, my wife and my son Im planing to study in US AS F1-visa How much it cost to get insurance for me & my family? Is it cover pregnancy check and berthing? Im: 30 years healthy My wife: 29 years healthy Son: 4 years healthy

A:
Thank you for contacting Insubuy for your insurance needs. There are insurance plans that are available to F visa holders that we offer. If there are any requirements that your University has please send the and a licensed agent can recommend a plan that meets those requirements. Meanwhile, you can review F visa holder plan options using the link listed below. If you need any further assistance please feel free to contact our office. International Studdent Medical Insurance: /international-student-medical-insurance/
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Q:US Medical Insurance for F1 Student from UK My son is travelling to the US on Tuesday 5th Jan. I am looking at purchasing your student medical insurance but have a couple of questions. The website that pointed me to your site suggested I could get his insurance card by email but the application says it needs to come by post. What happens if he needs medical treatment before I get the card and can send it to him? He will be skiing and possibly snowboarding in the US â€" are these activities covered?

A:
Thank you for contacting Insubuy for your insurance needs. In order to better assist you we will need more information. Can you please advise if these questions are in regards to a specific plan? You may also contact our office at (866) INSUBUY. Hello I was looking at the Patriot exchange Program with the adventure sports rider or the student health advantage standard. He has insurance through school but this only really covers him whilst he is in Tampa and we would like insurance for when he travels. Based on the information provided , adding the adventure sports rider to either plan would allow coverage for recreational skiing and snowboarding. Immediately after purchase you will receive an email confirmation with links to download the ID cards. They physical documentation will be mailed to the address listed on the application and received within 7 to 10 business days. As an F1 student he is eligible to purchase either plan as long as he has not had a previous domestic insurance in the U.S. If so, I would recommend purchasing the Student Secure plan which also provide the sports coverage you are looking for. If you have any additional questions please let us know. Student Secure: /student-secure-insurance/
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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