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Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:IMG Declined Our Medical claim Hello , we were purchased patriot America Plus insurance from InsuBuy for me and my wife for our USA visit in May 2017 for 3 months to visit our son. but unfortunately my wife got seizures during our trip in Washington DC. we visited emergency care in Baltimore . they diagnosed through CT scan and MRI scan she had brain tumor and due to facial changes symptoms we went again to emergency care in Michigan city. we only did diagnosis not any further treatment in USA . we came back to our home country for further treatment . but we got diagnosis bill around $ 9078 and after follow up with IMG from last 6 months last week they declined our claims with giving the reason preexisting condition not covered. but this was occur first time and we didn't had any knowledge until this point . this was not preexisting condition still we had patriot America Plus which covers preexisting as well. this is only diagnosis bill . I am requesting you please help us to resolve our claims. Thanks Bhanudas
Q:I am looking to purchase "Atlas Exchange-Choice" insurance. how much will atlas cover for prescription medication? I know it says on the website that "prescription drugs are covered like any other medical expense", but that does not tell me HOW much Atlas will pay for my prescriptions. I hope you can bring some light into the dark tunnel here.
Q:Can you send me quote for the following requirements from my university. I would like to know the best possible quote I can get so that I can make the necessary decisions. Criteria to submit a waiver request, must meet one of the following: Sponsored Plan (US Government, Foreign Government, Embassy) Must guarantee payment of all health care expenses in writing Must be ACA compliant UT Employee Group Health Plan (must be ACA compliant) US Employer Plan (must be ACA compliant) US Individual Plan (must be ACA compliant) Enrolled exclusively in distance learning programs If you meet one of the above criteria, then your alternate health insurance coverage must meet the following minimum requirements: The mandatory coverage period of: January 1, 2018 through August 14, 2018. Unlimited maximum on benefits No Pre-existing condition limitation $500 or less deductible per condition Covers 100% of Preventive Care as defined by the PPACA Imposes no provisions for co-insurance that exceed 25% of the covered benefits per accident or illness Must be Patient Protections and the Affordable Care Act (PPACA) compliant. (Travel plans will not be accepted)
Q:I am going to study at Mercer University Georgia and the school requires my health insurance certificate before January 24. My visa type is F1. My health is excellent. I am searching for affordable health insurance. I need to talk to your agent. Please call me 470 338 2409
Q:Hi, I am an international student in the US. I would like to purchase health insurance, I am training in MMA (at a local gym) so I want to know if there is any health insurance that covers that. I am busy most of the day so it's better if we contact through email, thank you.
Q:I would like to buy insurance for my mom who is visiting the U.S. shortly. I'm interested in the Atlas America Insurance plan. It has the geographic restriction that the applicant cannot be in New York at the time of purchasing the plan. Is it applicable to the insured (my mom) or for whom paying the plan (myself) Also is the stating date and ending date local time of travel or what time?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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