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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I am looking to confirm if any of your policies match my schools minimum requirement for health insurance. I am an F1 student. MASSACHUSETTS UNIVERSAL HEALTH CARE STANDARD Determining comparable coverage requires comparison of cost-sharing levels (deductibles and coinsurance) and access to In-Network Providers. The level of benefits should meet or exceed the benefits provided through the Student Health Insurance Plan. Coverage is considered comparable if it provides students with access to a range of services in and around the area where they attend school. Services include, but are not limited to, preventive and primary care, emergency care, surgical care, inpatient and outpatient hospitalization benefits, lab work, diagnostic x-rays, physical therapy and chiropractic care, prescriptions, and mental health and substance abuse treatment. Also, consider the amount of your current plan's deductible and In- and Out-of-Network coinsurance to avoid high out-of-pocket costs. Students should be able to seek these services from providers who are considered In-Network or Preferred. If your current plan is an HMO, it is very likely that coverage is limited, or not available, outside of the HMO's service area. Plans that only provide emergency services in the campus area are not considered comparable.
Q:I'm a US citizen living abroad and will visit Oregon (stopping over in California) and stay for two weeks in September. I need a short-term health/medical insurance for this trip. Which plan would be suitable for me? Please advise. Thank you!
Q:I would just like to check if you offer student health insurance coverage for Rutgers students for this upcoming academic year. These are the requirements that my college is asking for, please click on this link: Please let me know if you need anything else.
Q:Need to get a dental plan ASAP
Q:I am an international student attending University of Cincinnati, Ohio. Due to the fact that insurance offered by University is extremely expensive, I am looking at other insurance options available and ways to waive insurance offered by the college. Last month, I purchased insurance through another reputable company and submitted a waiver request. Unfortunately, college did not accept that particular insurance plan and the company refunded the full amount. If I do go ahead and buy elite plan through insubuy and the university rejects it again, would I be able to get a refund back? I have attached a link below with all the waiver information provided by the University. You would be able to get all the details there. I also sent an email to the medical/insurance department requesting for more information. I will immediately email you back once I get the additional information.
Q:I am an international student attending University of Cincinnati, Ohio. Due to the fact that insurance offered by University is extremely expensive, I am looking at other insurance options available and ways to waive insurance offered by the college. Last month, I purchased insurance through another reputable company and submitted a waiver request. Unfortunately, college did not accept that particular insurance plan and the company refunded the full amount. If I do go ahead and buy elite plan through insubuy and the university rejects it again, would I be able to get a refund back? Please advise.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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You could lose your non-refundable trip costs if you had to cancel your trip.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
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You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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