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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I'd like to purchase for my 81 yo mother but I need some one I can speak with.
Q:Hello. I am from Taiwan and my friend use her credit card to pay my insurance bill. I want to know who need to sign the signature field, me or she? Thanks.
Q:Do any of your plans include payment to cruise doctors and facilities while on board the ship and out to sea?:
Q:Would a dermatologist visit be covered in the insurance?
Q:Hello!I am traveling to the USA soon to study at a University and need an insurance plan. 26 years old and I will stay from jan-8 to jul-8.The J-1 requirements are:Underwriter is rated not less than A- by Best, ISI, or Fitch Ratings, Inc. or AA by S&P or B by Weiss, or A3 by Moody's Investor Services, OR policy is an employee group plan or HMO, OR policy is backed by the full faith and credit of a foreign government.Policy offers medical benefits of at least 100,000 per accident or illness (not per policy period).Co-payment is 25 percent or less.Deductible is 500 or less per accident or illness.The policy may have a pre-existing conditions provision.The policy does not unreasonably exclude perils inherent to the visitor's program in the U.S.Medical evacuation to home country is provided in the amount of 50,000 or greater.Repatriation coverage is 25,000 or greater.
Q:If a flight delay results in a lost hotel day, is this a covered expense?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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