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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:How do I know if expense os covered or not? Do I need to check with insurance provide before I take health services from University? Also please let me know if you are providing the Student health USA preferred 500 by HCC or do you have different plan?
Q:There is no mandatory requirement from the University. The only point they mentioned was if I enroll in a health plan out of Univeristy provided plan, and if I use University University Health Center, I need to pay the amount from my pocket and I need to get that reimbursed from the Health Insurance provider I have enrolled with. My only question is can I reimburse the itemized bill's of University health center from the 3rd party Insurance provider that I chose?
Q:Can you please advise on the best insurance plans that meets the below requirements? International Students Both accident and sickness coverage Minimum benefit $250,000 per policy year Health insurance coverage must be in effect for the entire semester Deductible does not exceed $500 per accident or illness, per year In-patient and outpatient, mental and nervous disorder benefits Prescription drug coverage Pay benefits worldwide Medical evacuation to one's home country and family reunification of not less than $50,000 Provision for repatriation of remains of not less than $25,000
Q:I want to adjust my quote based on 2500 deductible. Also, I have a question. Let's say I want to visit a doctor for a fever for my inlaws. If I go to hospital would only the co-pay of $15 apply. If yes, what all are the hospitals available. My Zip is 94560. Another thing is , my colleague took Safe Travels USA Comprehensive how is it different from atlas america?
Q:I am on F1 visa and following are the requirements: (Short Term Medical, CICP, Medical Sharing Plans, and Student Select Plans DO NOT qualify) Does your plan have In-Network non-emergent care providers in the Denver metropolitan area (OR, in your local area for online-only students)? Is your In-Network deductible less than or equal to $7,350/single or $14,700/family? Does your plan have Mental Health parity (i.e. covers mental health as any other sickness)? Does your plan cover Preventative Care at 100% with no cost to the insured? Does your plan cover pre-existing conditions? Does your plan cover prescriptions? Does your plan meet Minimum Essential Coverage as defined under the Affordable Care Act? Will your plan provide to you a 1095B indicating that you maintained and met the mandate for continuous coverage?
Q:I am traveling outside of the USA starting in February. I will be in Central and South America for approximately 5-6 months doing volunteer work and some recreational activities. I am looking for health insurance coverage that could potentially cover me outside of the country but also if I returned to the states, if I could also get coverage in Washington. In addition, would insurance coverage airlifting back to the states if needed? Thank you.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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You cannot find a lower price anywhere for the same product.
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Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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