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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I am a student in Chicago and I am planning a trip to Italy. My passport is Indian, so I need to apply for a Schengen visa at the Italian consulate here in Chicago. One of the requirements for the visa is travel insurance. I wanted to purchase a plan that covers the minimum requirements needed for this. I wasn't sure if the plan I saw (Patriot International) covers everything required. Here is the information listed on the Italian consulate's website: "Verification of Medical Coverage Abroad for the entire period of travel in the Schengen area with a minimum coverage of $50,000 for hospitalization, emergencies, evacuation and repatriation. Make sure that these 4 benefits are itemized on the policy issued by your current US Health Insurance company (insurance card alone is not sufficient), or by a US Travel Insurance company. If your US insurance provider cannot issue a letter specifying the above, we suggest you contact a travel insurance company which will be able to do so." ---- Please confirm that this package covers the 4 items that need to be covered.
Q:I'm looking for health insurance for me and my husband. I just started the OPT, I already have insurance that will expire next week. I have the F1 visa and he has the F2. They said that to qualify, the medical insurance plan must be a medical/health insurance plan purchased in the U.S. with a U.S.-owned insurance company that is headquartered and operating in the U.S.. It must not be foreign insurance with U.S. affiliates/representatives, travel insurance, or reimbursement programs of any kind (these are not acceptable). This includes reimbursement arrangements of vouchers from home governments or their U.S. based consulates. Can you confirm if Insubuy meets the requirements? I also need to submit a list of the health insurance company's preferred provider network of local hospitals. Is it possible that you can send me that? I want to send them this information in advance so UCLA Extension confirms if everything is ok before I purchase the new insurance. I also want to know if I can renew the plan after a while, for example, if I buy the insurance for 3 months, can I renew it if the company I'm working for doesn't offer health insurance as one of the benefits?
Q:I need dental vision insurance and I live outside the U.S. I am wanting to fly in for treatments, exams etc...
Q: I'm contacting you about flight insurance for our upcoming vacation. We do not need insurance for medical coverage or hotels, only flight insurance. Just in case we miss our connecting flights and the airline will not reschedule our flight free of charge. We booked our flights through a company that does not offer flight insurance.
Q:I am student from IUPUI, Indianapolis. I am looking for health insurance. My Visa status is F1. My University requires the condition to be fulfilled by insurance are as follows:- Please send me the quotation of health insurance plan fulfilling these conditions. Minimum $100,000 each sickness Minimum $100,000 each accident or injury Minimum $50,000 for medical evacuation (in case you must return to your home country for medical care) Minimum $25,000 for repatriation (in case of death, this covers the cost of returning the body to the home country) My policy deductible is $500 or less My insurance covers all pre-existing conditions with no waiting period or other conditions. My out-of-pocket max is $2,000 or less. Looking forward for your response
Q:We're planning a trip to Miami to spend time together with my parents in law. My mother in law - will travel from 24-April-2019 till 21-July-2019. My father in law - will travel from 24-April-2019 till 06-May-2019. Could you make me some offers for a visitors medical insurance for them. I'm from Germany and will make the contract for them.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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