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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:she told me to send over the waiver form so someone can go over it and provide the best plans compatible to the one provided by my college. Can you please take a look to see what plan is similar or even better than the one provided by my college. I need to purchase a plan asap and send over this form, and all details regarding the plan I purchased. Thanks for your time!

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, there are no plans available which will meet the requirements listed. Based on the document sent you will need to purchase a plan which is Affordable Care Act compliant. We would recommend purchasing from your University directly.
{{currentOrigin}}/answers/international-student-health-insurance/college-student-insurance-waiver-requirement-14515/

Q:If I was to purchase the StudentSecure Smart plan COMPREHENSIVE For a student from Senegal to attend Eastern Florida State College for 1 year starting this August ending in July 2019 would you be able to complete this attached form? Your insurance will save the student a lot of money and if you can complete the waiver he will purchase it tomorrow. Please let me know if you can complete page 2 of the waiver and then he will purchase the plan.

A:
Thank you for contacting Insubuy for your insurance needs. The Student Secure Smart plan will not meet the requirements listed on page 2 of the compliance form, so we would not be able to have the form completed based upon that plan. In order to meet the requirements listed on this form you would have to purchase a plan called Study USA Preferred 500 in order to be in compliance with the requirements listed. If you have any additional questions please contact our office.
{{currentOrigin}}/answers/f1-visa-insurance/study-usa-student-insurance-requirements-84783/

Q:Hello, I need to know if vision is covered or I have to get vision insurance separately

A:
Medical plans don't include coverage for vision (eye exam/glasses). We have a dental/vision discount plan that you can review. Please see the link below for more information. Careington Dental/Vision discount plan If you have additional questions please feel free to contact our office.
{{currentOrigin}}/answers/other-insurance/is-vision-insurance-covered-in-medical-plans-82987/

Q:This fall, I will be starting my law studies, as an LLM student at Cardozo University. Cardozo requires that students participate in the Student Health insurance plan unless they are covered through personal insurance. Thus, I am looking for an insurance which could cover me this year. But Cardozo has fixed a list of criteria which should be met by this insurance (which you will find attached). Does your offer meet these criteria ? If yes how much does a year cover cost (from August the 13th to July the 30th) ?

A:
We would be glad to assist, however we do not offer any plans that will meet the requirements. The only plan that will meet these requirements would be the domestic insurance plan offered through your university. If you have any questions, please let us know.
{{currentOrigin}}/answers/international-student-health-insurance/student-health-insurance-requirements-96865/

Q:I am on F1- Student Visa working under the OPT program and wanted to see what options I have for health insurance. Also I am Type 1 Diabetic.

A:
You can purchase any of the insurance from our OPT insurance section. One of the popular plan is ExchangeGuard. You can compare that plan with our other OPT plans and feel free to contact us if you have any further questions. None of the short term insurance will cover your routine maintenance for diabetes.
{{currentOrigin}}/answers/visitors-insurance/opt-insurance-with-preexisting-condition-coverage-96680/

Q:The ExchangeGuard plan that you provided below seems to be for J visa holder and not for F1 visa holder on OPT

A:
Please look at the eligibility under the certificate wording at page 6 Article 6 under eligibility Please feel free to contact us if you need any further clarification.
{{currentOrigin}}/answers/international-student-health-insurance/f1-opt-eligibility-97719/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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