There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I'm looking to get insurance coverage for my parents. Looking for something which covers travel as well. Please let me know what is the best option available for these requirements with different premiums and deductibles. No pre-existing conditions. In case you are wondering, got your referral from someone at work and was told you would help get the best quotes.

A:
We are a broker, and offer all of the major plans available on the market. The plans are designed to cover only any new illness, injury or accident which occurs after the effective date of the policy. These plans will not cover pre-existing conditions, routine doctors visits, immunizations and preventative treatments. You may use the link below to view the available plan options. You may also obtain a plan recommendation by contacting our office at (866) 467-8289. If you have any additional questions please let us know. Visitors to USA
{{currentOrigin}}/answers/visitors-medical-insurance/b2-health-insurance-plans-65795/

Q:I have got the requirement from the international students office of my university and I want to make sure that the proposed quotes cover those requirements which are: For your coverage to meet the minimum levels required, you must provide proof that your insurance has: $100,000 per accident & illness in medical coverage Annual Deductible cannot exceed $500 Coinsurance cannot exceed 25% Medical evacuation coverage must be at least $50,000 Repatriation coverage must be at least $25,000 Plan includes a reasonable waiting period for pre-existing conditions Carrier must be at least A- rated. Could you please confirm that requirements?

A:
As per your school requirements. You need to purchase Patriot Exchange plan with $100k because of requirement # 6. Please review this plan and if you have any further questions feel free to contact us.
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/patriot-exchange-program-insurance-eligiblity-82742/

Q:I am a U.S. citizen living in Panama. I am traveling to the U.S. from May 3rd - May 31st. I will be in Florida for a week and then Alabama the remainder of the time. When I go to buy the insurance I want on your website, do I need to buy two different insurance plans since I can only select one state?

A:
You can purchase one plan for the full duration and just choose the state based on the mailing address you choose. If you are using a Florida mailing address then choose Florida during the quote process. You will have coverage in all states. Since you are a US citizen visiting the US then you would be eligible for Patriot America Plus insurance. If you have any additional questions please feel free to contact our office.
{{currentOrigin}}/answers/international-travel-insurance/insurance-for-us-citizen-living-in-panama-80982/

Q:I would like to know the best insurance for parents visiting US.

A:
We are a broker and offer all of the major plans on the market. There are both fixed and comprehensive coverage plans. We would recommend the comprehensive coverage plan options as these plans will pay a percentage of the cost if something happens. In order to recommend the appropriate plan can you please provide your parents ages and specify the dates of coverage? You may also receive a plan recommendation by contacting our office at (866) 467-8289 or on our website and enter the required information to see the available plans. If you have any additional questions please let us know.
{{currentOrigin}}/answers/visitors-health-insurance/b2-insurance-types-49926/

Q:Dear Madam or Sir, I am looking for a plan that would be compatible with Stanford University requirements, that include coverage of pre-existing conditions and mental care I am wondering if a plan that meets those exists among those you provide?

A:
Thank you for your interest in purchasing insurance through us. You can purchase Student Secure Elite plan which will meet all your school requirements. Please feel free to contact us if you have any further questions.
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/eligibility-j1-student-secure-elite-91938/

Q:Do I need to have my Visa before purchasing the insurance? Or is it posible to get the insurance without the Visa?

A:
It's better to have visa first then purchase insurance.
{{currentOrigin}}/answers/visitors-medical-insurance/getting-insurance-prior-to-visa-approval-33095/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More