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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I have Blue Cross and Blue Shield so my medical expenses should be covered on my trip to Mexico in a few days. However, I am worried about being quarantined for Covid and the related expenses past my trip return date. Does your Covid-19 insurance cover hotel and food if we are detained past our original return flight back to the US? And does your Covid 19 insurance cover the expense of getting the new flight once they release us to travel?

A:
Thank you for the questions. Under the Safe Travels Voyager plan you can have coverage for accommodation and lodging with the trip delay benefit as well as reimbursement for a one-way economy fare to return you to your originally scheduled return destination for eligible circumstances. You may also refer to the certificate wording of the plan to better understand the coverage. Should you have additional questions please let us know. You may also call our office at +1 (866) 467-8289.
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Q:Hi. I'm entering the U.S. next month using a K1 visa and currently looking into getting an insurance from Atlas America or Patriot America Plus.For each insurances:1. What coverage would I be able to receive during my flight if I get sick (before entering the U.S.)?2. Are both insurances eligible for visitors staying in California?

A:
Please find Fiance Visa medical insurance Insurance starts according to US Time zones NOT the local time zone and it provides coverage outside your country of residence. So please select the insurance effective date accordingly. You can purchase Patriot America plus plan until you are eligible to get insurance through your spouse and it provides coverage any where in the US not particular to one state.
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Q:WHY WON'T THE FORM ACCEPT MY INFORMATION?

A:
Please call our office at (866) INSUBUY for assist from a licensed agent.
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Q:Good Morning, I am looking for insurance to travel to Costa Rica with these special requirements (50000 and 2000).I have found on your website that you can offer such insurance but I am not sure if I priced it right. Could you please roughly price it for me?We are from Poland (2 adults 2 children). 40YO, 38YO, 14YO, 6 YO.We will travel between 16-25 of June 2021. Best RegardsPawel

A:
You can find available plans in our Costa Rica Travel Insurance section. These plans will be affordable as well as meet all of the requirements for one traveling to Costa Rica.
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Q:This is for an International Student, who has an Insurance cover for his semester days. He wants to stay back during summer in US between May 17- Aug 31st. His cover from the university ends on May 16th. Is there a short term cover he can be issued ? He is currently in Urbana Champaign and will likely move in with his relatives in Dallas. He would have gotten his second dose of COVID vaccinne by May 5th.

A:
You can purchase COVID 19 travel medical insurance during his summer break
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Q:Would I be covered if I am traveling to a level 4 covid-19 country

A:
You can purchase COVID 19 travel medical insurance or Trip insurance with quarantine coverage for US Residents and Medical coverage for Non US Residents with quarantine coverage
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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