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Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:How will the providers determine if something is pre-existing or not? Hello, Thanks. I am aware of the fact that medical visits/medications etc. that are linked to pre-existing conditions will not be covered. However, especially in case of diabetes, any other ailment or condition can be directly or indirectly linked to diabetes. How will the insurance make a determination whether a visit or hospitalization was caused by diabetes only? Thanks
Q:Can we get insurance even though we have pre-existing conditions? I am sending this mail to seek some clarifications from you. My queries are :- 1.Are we eligible for Visitors Inbound insurance from Seven Corners despite having preexisting conditions 2.How do we declare the preexisting conditions ? Is there a column prescribed in the application form. 3 What is the amount of coverage for preexisting conditions? 4. Do you have any suggestions to offer. Shall appreciate an nearly reply from you. Thanks in advance
Q:Insurance coverage premiums for different states? Can I issue policy e.g. with state NJercy and if insured stays at say Washington. And if there is claim while insured is in Washington - will claim still payable ?? . I observe premium in Washington is almost 40% more than NJercy. Pl revert back ASAP.
Q:Will this plan cover them during their travel from India as well as in the U.S.? I am looking to buy comprehensive insurance from Atlas America for my parents who are visiting the US. Does this cover their travel from India to US too?
Q:I do not need insurance. Can my 2 minor children be on a plan together? Hello, I really wanted to ask if you could receive my oldest daughter who is 16 as a primary dependent and little one who is 6 as a dependent, not separate plan please? If they are separately insured the price is really high for me, I hope you would understand my siuation
Q:How will I receive my id cards and how soon after purchasing insurance? I will be interested in Comprehensive plan (Atlas America or Patriot America) for my parents. If i buy Insurance online ,In how many days will i be receiving the insurance cards with helpline numbers in case i need to use them ? Thanks,
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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