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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am traveling back to the US May 26th. Will enter US on May26th and will be closing on a home June 1. Will be starting to acquire long term Health insurance Immediately. Have been living in Canada since 2013 and will need to get back in Medicare program ASAP. Can you help?

A:
Thank you for contacting Insubuy for your insurance needs. If you are a returning citizen and planning on residing in the United States permanently, you will need to purchase a domestic insurance plan through your state or the open market place. With regard to temporary coverage until that coverage begins, you may look into purchasing a short term medical coverage plan depending on age. The National General STM plan will allow coverage temporarily. You will want to verify eligibility based on state and age to determine if this is a possibility. Click the link for more information and to quote the coverage. Should you need additional assistance or have further questions you may also call our office at +1 (866) 467-8289.
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Q:Can I buy a 2 month policy and go in and out of the same country (Costa rRica) various times? Or do I need a separate policy for each visit?

A:
You will need to purchase a new plan for each trip. You may view the available plans in the Costa Rica Travel Insurance section of our website. Should you have additional questions or need further assistance please let us know. You may also call our office at +1 (866) 467-8289.
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Q:Hi. I am going to Costa Rica May 28-June 6 and wondering if I could get a quote for the most basic insurance plan you have. My current insurance will pay for the 50,000 USD in the hospital. But they don't pay the 2,000 in the hotel. So I just need an insurance for that. How much would it be?? Thank you,Shahar

A:
Travel insurance for Costa Rica for US Residents is primary insurance and provides coverage for $250,000 medical coverage. If you don't want to insure your trip you can have trip cost $0 that will lower down your premium.
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Q:Hi,I initially purchased the insurance for 100K policy maximum for 1 month. Before the month I extended it for another month. So will the policy maximum will reset when i extended the policy ? That is additional 100K policy maximum for the charges incurred in the 2nd month ?

A:
Extending the coverage will increase the duration of the policy. It does not reset the policy maximum. Should you have additional questions or need further assistance you may also call our office at +1 (866) 467-8289.
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Q:What is the amount covered in chiropractic or physical therapy per visit session? Also, if I'm looking for annual dental cleaning/preventative care or perhaps fillings, is it covered? Or additional separate dental coverage is required for that?

A:
What is coverage as well as the amount covered for services will be specific to the plan selected. Please call our office at (866)INSUBUY for assistance with selecting a plan and to generate a quote for coverage. Short Term plan will not include coverage for the cost of dental or preventive care. There is a Dental and Vision discount plan called Careington that you can consider for coverage.
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Q:does the comprehensive plan cover for Covid per Costa Rica Requirements

A:
The only plans that will meet the requirements necessary for travel to Costa Rica can be found in Travel Insurance for Costa Rica section of our website. Should you have additional questions please let us know. You may also call our office at +1 (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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