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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:will the schengen visa cover covid-19 emergencies ? and most important, will it cover travel border entry protection in case i am not allowed to enter under border control ?

A:
Thank you for contacting Insubuy for you your insurance needs. If you are purchasing a plan from the Schengen Visa section and would like coverage for COVID-19, you would want to purchase a plan where it is listed as included in the coverage below the plan name. All the plans on the market are designed to cover the new illnesses and injuries that manifest in the body after the effective date of the policy. They will exclude coverage for pre-existing conditions, preventative and routine care. The plans that have the COVID-19 coverage included in them will treat it as any other new illness should it manifest in the body after the effective date of the policy. Should you have additional questions or need further assistance you may reach us at (866) 467-8289.
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Q:While extending can I also increase the coverage amount ?

A:
After the plan has become active you will not be able to change things such as deductible and policy maximum. Should you have additional questions please let us know. You may also call our office at (866) 467-8289.
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Q:I want to take Flu shot. I currently have Visitor insurance. How much do i have to pay as my deductible?

A:
Thank you for contacting Insubuy. Unfortunately, visitors insurance plans will not provide coverage for a flu shot. You will have to pay for this procedure from your pocket. Please feel free to contact us with any further questions or concerns.
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Q:I am a Kennesaw State University student. I am an F-1 Visa. My health insurance needs to be ACA compliant and have all the required bells and whistles like repatriation.

A:
Unfortunately, there is not a plan that we can offer you that would be ACA compliant. You would need to purchase coverage from your university to be compliant. If you have any additional questions please feel free to contact our office for assistance.
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Q:Do you have a list of hospitals/offices the PPO plans cover?

A:
Thank you for contacting Insubuy. If you click on the PPO network link under the specific plan you are inquiring about you will notice it will redirect you to where you search providers based off the zip code as well as let you filter to specific type of provider you are needing. Should you have additional questions please let us know. You may also call our office at (866) 467-8289.
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Q:Hi I am an international F1 Visa student traveling from New Zealand to Bethany College West Virginia -USA. I have a pre-existing condition Type 1 Diabetes. I would like cover for my Type 1 Diabetes and Covid 19 while studying in USA. Can you recommend what insurance I should get?

A:
Thank you for the response. You may view and quote plans to meet the basic requirements for the F1 visa using the link below: International Student Insurance Keep in mind that all the plans on the market are going to cover new injuries and illnesses that manifest after the effective date of the policy. There is not a single plan on the market that will cover things such as pre-existing conditions, preventative care or routine maintenance; unless otherwise states by a defined waiting period in the certificate wording of the policy. Once you fill the information in the quote screen you will be able to view the available plans. You will notice that listed below each plan is a statement for whether the plan will include coverage for COVID-19 or not. Should you have additional questions or need further assistance, please let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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