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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I have ATLAS America Insurance. I am going to purchase a car in Philadelphia. The autoseller told me that the only way to buy the car to effect a car insurance. I would like to ask that is your company dealing with car insurance? If so, will you effect a car insurance for me?

A:
Unfortunately, we do not sell any car insurance.
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Q:My father-in-law has had a kidney transplant in 2007 and is visiting US soon. Is there any visitor's insurance that covers pre-existing conditions in his case that I can buy through you?

A:
Thank you for contacting Insubuy for your insurance needs. Insurance for an international visitor covers for new sickness, injuries or accidents that may occur after the effective date of the policy. It will not cover any pre-existing or preventive care. However, we have some plan which provides coverage for an acute onset of pre-ex. Please find more information on acute onset of pre-ex here. Please visit our website and click on appropriate section. Please enter criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions.
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Q:Does atlas international meet the schengen requirements?

A:
Thank you for contacting Insubuy for your insurance needs. The Atlas International plan does meet the Schengen visa requirements. You will receive a confirmation of coverage for the plan after your purchase. If you need any additional assistance please feel free to contact our office.
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Q:I will get the F1 visa. Which one should I buy? Other question: How is your refund policy in case of any unforeseen with my trip?

A:
We have a section for F1 Students also with many of the same plans and those plans will meet the requirements. There you can view each plans refund policy as they can vary. If you need additional assistance please feel free to contact our office
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Q:I am considering Safe Travels for Visitors to the USA. I don't quite understand how this works. For example, for outpatient services, doctor visit, it says up to $55 per visit, is this the amount we should pay or you pay and then we pay the difference? What is the co-pay for doctor visit?

A:
Thank you for contacting Insubuy for your insurance needs. The Safe Travels For Visitors to the USA plan is a fixed coverage plan and will pay the fixed dollar amount listed in the schedule. The amounts listed in the schedule for benefits is the amount that the plan would pay for that expense. Anything above and beyond the amount listed would be your responsibility out of pocket. There is not a concept of a copay for a short term insurance. You will have to meet your deductible on this plan for each and every new incident that happens. If you have any additional questions please feel free to contact our office.
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Q:I am planning to buy visitor's insurance for my parents who are visiting us next month to USA from India. If i buy now and later travel plan gets changed or cancelled would i get refund of the amount i have paid? As i am paying on their behalf, i can cancel online or making phone call etc.,? I am looking for "Safe travels for Visitors to the USA" (Underwriter "GBG Insurance limited")

A:
Thank you for your interest in purchasing insurance through us. Here is the refund policy link for Safe Travels for visitors to USA plan. Safe Travels for Visitors to USA brochure, instant purchase and other useful information can be found here. You can also compare this plan with other plans on our website. Please review the plan details and feel free to contact us if you need any further clarification.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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