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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I will be an English Teacher in Japan for 3-6 months and would like travel insurance that covers `Returns on Mortal Remains` for those six months. I just want coverage for the `returns on mortal remains` and that is all. No other insurance. Please give me rates each for 3 months, 4 months, 5 months, and 6 months. Thank you. I am 65 years old and in excellent health.

A:
There would be no plan available that would solely have this type of coverage, but we would recommend selecting a comprehensive insurance policy with a higher deductible such as Atlas Essential International. Should you have additional questions or need further assistance please let us know. You may also call us at (866) 467-8289.
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Q:I have a customer, Israeli citizen, with no U.S. citizenship, coming to the U.S on a student visa, for one year. Which plan is suitable for him, Atlas America, Patriot Platinum America?

A:
Thank you for your interest in purchasing student insurance through us. We have many International Student plans. If you have school requirements, please send it to us so we can suggest the insurance plan accordingly. If there is no requirements then student can purchase either Atlas America or Patriot Platinum plan. Please visit our Student insurance section below: International Student Insurance You can find other plans on our visitor section below: Visitors Insurance Please feel free to contact us if you have any questions.
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Q:We would like to get tested for Covid-19. Does the plan cover this? Where can we get tested.

A:
We have numerous plans that will include the coverage for COVID-19 as long as it were to manifest in the body after the effective date of the policy. With regard to testing, in the plans where the COVID coverage is included, they will allow testing as long as it were medically necessary. Keep in mind that the plans are going to exclude coverage for pre-existing conditions, preventative and routine care. You may view and quote plans here. Should you have additional questions you may call our office at (866) 467-8289.
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Q:why is travelers insurance max at $100,000 for comprehensive coverage policies? 100,000 is not much of a coverage in the USA considering the costs. Please advise.

A:
When in the quoting screen, as well as the application, you are able to customize things such as policy maximum and deductible. Should you need assistance with this you can also call us at (866) 467-8289.
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Q:Does the Covid insurance cover travels to Mexico?

A:
You may view and quote insurance plans that offer coverage for COVID-19 here.
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Q:How long do they have to be us resident for STM?

A:
The National General STM plan is available for US, as well as non-US residents. There is no legal status requirement for the plan. You may view the information on the plan here. Should you have additional questions please let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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