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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Can I check whether this policy covers my mother's pre-existing condition? She is cleared fit to travel by her psychiatrist and as such if something were to occur, it would be considered as an acute offset of a pre-existing condition am I right? https://www.insubuy.com/safe-travels-for-visitors-to-the-usa/visitors-insurance/

A:
There is no plan available on the market for visitors that will cover her pre-existing condition. Unfortunately, mental health would not qualify for the Acute Onset Benefit. Since you are looking at a fixed coverage plan here is some information on the different types of plans: /visitors-insurance-types/ If you have additional questions please feel free to contact our office.
{{currentOrigin}}/answers/visitors-insurance/acute-onset-pre-existing-condition-visitors-insurance-52390/

Q:I would like to purchase Safe Travels USA Comprehensive. https://www.insubuy.com/safe-travels-usa-comprehensive-insurance/ Let me know if I need to pay extra for monthly payment.

A:
Hello, There is no extension fee with that plan.
{{currentOrigin}}/answers/visitors-health-insurance/visitor-insurance-extension-fee-78077/

Q:What is difference between Fixed Plan and Comphensive Plan? Do we have option to pay premium Monthly instead of full payment?

A:
Here is a link to explain the difference in the two types of plans /visitors-insurance-types/ You can purchase the plans for 1 month and then extend for future months. Depending on the plan you choose you may need to pay a $5 fee each time you extend the plan.
{{currentOrigin}}/answers/visitor-insurance/fixed-plan-comprehensive-plan-insurance-visitors-97371/

Q:I am a student in University of Washington and I will graduate on 15th June and my F1 student insurance will stop at that time point. I want to ask do you know any insurance plan can cover the legal stay period for F1 student after graduation ( not Opt)?

A:
The plans in the OPT medical insurance section are the plans you would be eligible for. Those plans will cover an F1 but do not have requirements for enrollment.
{{currentOrigin}}/answers/f1-visa-insurance/health-insurance-for-f1-visa-student-graduating-16176/

Q:I need international travel insurance policy for two person from India to USA for 180 days Age 79 & 76 yrs Please send quotation

A:
Thank you for contacting Insubuy for your insurance needs. In order to better assist you can you please provide the following information and we would be happy send you a quote for coverage. Visa Status Age Dates Of Coverage Country of Citizenship State that coverage is needed in Meanwhile, you can use the following link to review the available plans. Visitors Insurance USA :
{{currentOrigin}}/answers/visitors-insurance-usa/visitor-insurance-quote-coverage-47324/

Q:Insurance for my spouse / F2 dependent visa. Nothing specific, I need just cheapest basic insurance.

A:
If there are no requirements that need to be met you are free to purchase any plan in our International Student Insurance section for an F2. ExchangeGuard is one of the plans available. Please use the links to review the plans and generate a quote for coverage.
{{currentOrigin}}/answers/f1-visa-insurance/affordable-insurance-for-f2-dependent-visa-39676/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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