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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:J1/J2 insurance for myself and my daughter Dear Mr. or Mrs, I want to buy an insurance plan for myself and my daughter on your website. I am a J1 visitor of the UW, for 1 year. the problem is, my daughter will arrive in the US. two monthes later after I arrive first. So, i am comfused, how shall I buy our plans? Shall I buy a 2 monthes for myself first and then buy a new one for my daughter and I ? I wish you can help me. Thank you very very much! P.S: The plan i am interested in is the Visitors Care or the Inbound USA. with my great thanks,

A:
In that case, You have to apply for your daughter once she comes to USA. For you, You can purchase right now. Inbound USA meets the requirements NOT Visitors Care. Here is the link to purchase this insurance online, /safe-travels-elite-insurance/ If you have any questions, please let me know. Sorry, is it possible for me to buy inbound USA for myself for onlly 2 monthes and then change to ATLAS America for my daughter and me for 10 monthes? Thank you very much! You can not purchase Atlas America if you are on J1 visa. That plan does not meets the J1 visa requirements. I feel very very sorry for bothering again. can i ask for why Atlas America does not meet the J1 Visa requirements? I found on ***** which said it does? I am a J1 visiting scholar for 1 year. I prefer this plan because it is a family friend one. Again, thank you very very much!! I can't really comment on the knowledge, expertise of other agents or accuracy of their web sites. We are the largest international health insurance broker in the USA and have been in business for a long time. But I know for sure that Atlas America does NOT meet the J1 visa requirements. The reason: J1 visa regulations require that you get minimum $50,000 per every injury/sickness. However, the policy maximum in Atlas America is life time maximum and not per injury/illness. Please look at the plans at /j1-visa-health-insurance/ that meet all J-1 visa requirements. Visit USA among them is the most popular one. You can also look at the J1 visa requirements at /exchange-visitor-insurance/ Please feel free to contact us at any time if you have any other questions. Thank you so much for professional explainations! I will buy the Inbound USA plan then. Can I add my Child in my plan after I bought it 2 monthes later? I am so appreciated for your helps. Again, thanks so much! Unfortunately, you can't add the child later. You will have to either buy a separate policy for the child or buy a new policy for all of you. You can buy Inbound USA at /j1-visa-health-insurance/
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Q:insurance for covering my mother's cancer I would like to buy health insurance for my mother who is suffering from cancer. She is in the final stages of her life and her cancer is very advanced. - She will shortly be immigrating to America with her green card. - My mother is almost 70 years old. - I am a surgeon myself (spine surgery) and I could open a practice in any state in America that will sell my mother health insurance. So if you suggest a state where it would be best to relocate in view of my mother's cancer, I could easily move to that state. Please let me know if you can sell any health insurance for my mother and the state that she would need to reside in, in order to be eligible for that insurance.

A:
Unfortunately, I am not aware of any plan from any company that would cover your mother's cancer. Please read /new-immigrants-medical-insurance-plans/ for more informationi.
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Q:Insurance plan for travel from Chile to Austria What is the cost of insurance plan for trip for my sun . He will go to Austria from August 25, 2008 (from Chile to Austria) until July 4, 2009.He has 18 year old. He will go to study in Viena, Austria. February,15 of 1990 is the borne date. What is more useful plan for him and what is the cheaper insurence plan? Who is your representative in Chile? Is better buy the insurance plan whith you or with your representative in Chile?

A:
You can consider buying Atlas International at /atlas-international-insurance/
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Q:Need formal budget for Venezuela permission for insurance I very ineterested to buy an insurance with you (see attachment) however I need a printable (formal) budget to be presented to my goverment. This is because we have some goverment exchange control rules in Venezuela regards

A:
Here is an invoice along with a sample confirmation of insurance for the Visit USA insurance. Let me know if you need anything else. You can buy it online at /j1-visa-health-insurance/ I would like to buy the insurance (as mentioned in a previous email) but given Venezuela money exchange restrictions I cannot buy it online. However I can pay using my credit card if you send a form for doing that. regards There is a paper application available for each plan at /j1-visa-health-insurance/ You can specify the credit card there. Or you can pay with the certified check or money order. Pelase let me know if you have any other questions.
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Q:Insurance for visiting parents - Have green card Hi, I would like to know more about taking insurance for my parents who are visiting us on August 15th, both are green card holders and planning to stay for 1 year with us. They are 61 years old and please help me to choose a better coverage for both of them with less payment. thanks

A:
Thank you for your interest in purchasing insurance for your parents. You can consider purchasing Patriot America for your parents, available at /patriot-america-lite-insurance/ To understand how it works, please look at /patriot-america-lite/health-insurance/ Please let me know if you have any other questions.
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Q:Credit card rejected for Patriot Exchange Insurance I’ll work in USA for two years starting from Oct 08 and I am looking for insurance for me and my family. I found your patriot exchange insurance and I tried to apply on-line. However, the transaction is not complete. Can you please advice about an alternative payment method. Hereunder is application review as copied from your web site.

A:
As you need the proof of insurance right away, the best method is to apply online at /j1-visa-health-insurance/ If your credit card is being rejected, call your local bank (that issued the credit card) and ask them to manually authorize it. When the purchase amount is large, some banks reject it assuming that it may be a fraud. Once they authorize it, try again and it would go through. You can also call us and do it over the phone. However, if your bank is blocking the transaction, we would get the same error. Please feel free to contact us at any time if you have any other questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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Most schools require international students to purchase health insurance.

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