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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:My parents are traveling from India to USA. They will also be traveling for 15 days on a cruise and travel to Mexico. I need a plan to cover them in USA and in Mexico.
Q:While I was purchasing insurance with Atlas America through Insubuy, I saw the following and was concerned if this plan works for CA residents: CALIFORNIA RESIDENTS SPECIAL NOTICE: 1. THE INSURANCE POLICY THAT YOU ARE APPLYING TO PURCHASE IS BEING ISSUED BY AN INSURER THAT IS NOT LICENSED BY THE STATE OF CALIFORNIA. THESE COMPANIES ARE CALLED NONADMITTED OR SURPLUS LINE INSURERS. 2. THE INSURER IS NOT SUBJECT TO THE FINANCIAL SOLVENCY REGULATION AND ENFORCEMENT THAT APPLY TO CALIFORNIA LICENSED INSURERS. 3. THE INSURER DOES NOT PARTICIPATE IN ANY OF THE INSURANCE GUARANTEE FUNDS CREATED BY CALIFORNIA LAW. THEREFORE, THESE FUNDS WILL NOT PAY YOUR CLAIMS OR PROTECT YOUR ASSETS IF THE INSURER BECOMES INSOLVENT AND IS UNABLE TO MAKE PAYMENTS AS PROMISED. 4. THE INSURER SHOULD BE LICENSED EITHER AS A FOREIGN INSURER IN ANOTHER STATE IN THE UNITED STATES OR AS A NON-UNITED STATES (ALIEN) INSURER. YOU SHOULD ASK QUESTIONS OF YOUR INSURANCE ANSWER, BROKER, OR SURPLUS LINE BROKER OR CONTACT THE CALIFORNIA DEPARTMENT OF INSURANCE AT THE FOLLOWING TOLL-FREE TELEPHONE NUMBER 1-800-927-4357. ASK WHETHER OR NOT THE INSURER IS LICENSED AS A FOREIGN OR NON-UNITED STATES (ALIEN) INSURER AND FOR ADDITIONAL INFORMATION ABOUT THE INSURER. YOU MAY ALSO CONTACT THE NAIC'S INTERNET WEB SITE AT WWW.NAIC.ORG. 5. FOREIGN INSURERS SHOULD BE LICENSED BY A STATE IN THE UNITED STATES AND YOU MAY CONTACT THAT STATE'S DEPARTMENT OF INSURANCE TO OBTAIN MORE INFORMATION ABOUT THAT INSURER. 6. FOR NON-UNITED STATES (ALIEN) INSURERS, THE INSURER SHOULD BE LICENSED BY A COUNTRY OUTSIDE OF THE UNITED STATES AND SHOULD BE ON THE NAIC'S INTERNATIONAL INSURERS DEPARTMENT (IID) LISTING OF APPROVED NONADMITTED NON-UNITED STATES INSURERS. ASK YOUR ANSWER, BROKER, OR SURPLUS LINE BROKER TO OBTAIN MORE INFORMATION ABOUT THAT INSURER. 7. CALIFORNIA MAINTAINS A LIST OF APPROVED SURPLUS LINE INSURERS, ASK YOUR ANSWER OR BROKER IF THE INSURER IS ON THAT LIST, OR VIEW THAT LIST AT THE INTERNET WEB SITE OF THE CALIFORNIA DEPARTMENT OF INSURANCE: www.insurance.ca.gov. 8. IF YOU, AS THE APPLICANT, REQUIRED THAT THE INSURANCE POLICY YOU HAVE PURCHASED BE BOUND IMMEDIATELY, EITHER BECAUSE EXISTING COVERAGE WAS GOING TO LAPSE WITHIN TWO BUSINESS DAYS OR BECAUSE YOU WERE REQUIRED TO HAVE COVERAGE WITHIN TWO BUSINESS DAYS, AND YOU DID NOT RECEIVE THIS DISCLOSURE FORM AND A REQUEST FOR YOUR SIGNATURE UNTIL AFTER COVERAGE BECAME EFFECTIVE, YOU HAVE THE RIGHT TO CANCEL THIS POLICY WITHIN FIVE DAYS OF RECEIVING THIS DISCLOSURE. IF YOU CANCEL COVERAGE, THE PREMIUM WILL BE PRORATED AND ANY BROKER'S FEE CHARGED FOR THIS INSURANCE WILL BE RETURNED TO YOU. Please advise what this means.
Q:Does Atlas America Plan send the Physical card after purchasing the insurance or it will only send me the virtual documents?. Can I buy policy online using Travelers Forex card (master card) to make the payment.
Q:Please let me know if your company has also the insurance of Personal Liability Insurance for residents of apartments. It should have the coverage of minimum 50000$. I need it for 4 month, effective from 27th Feb 2018 to 26th June. 2018 Let me know the total quote and payment per month
Q:I am looking for buying an insurance coverage for my parents and sister who are planning to visit US in June 2018 and will stay till August 2018 [ 2 months. Below are the details 1. Father - Age 58 - Heart attack surviver in 2016 but with good health now. 2. Mother - Age 55 - Has sugar but not diabetics 3. Sister - Age 24 - No medical existing conditions Can you please provide me better plans for them ?
Q:I need to take insurance for my parents who will be visiting me in US for 30 days. My father is 73, mother is 69 and sister is 49. They would be arriving in Washington State on 3/20/2018 and traveling to Michigan the 29th of March to the 2nd of April. Thereafter, they will return to Washington and return back to India on 17th of April. My father has an enlarged prostrate (not cancerous or anything, just enlarged for which he takes medicines). My mother had breast cancer in 2002, had a double mastectomy and has yearly checkups. She is currently healthy. My sister has had her uterus removed due to cancer in 2014. I would require insurance for all the three members. I would like something which I could ACTUALLY CLAIM if they had to visit the doctor or an emergency. I have seen some insurance which are very pocket friendly, but they do not really reimburse when actually a claim is done. I am looking for least hassle providers who would not provide excuses when a claim is made regards.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Healthcare costs are very high in the U.S.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
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You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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