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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:HiI am a US citizen but a fulltime resident in Bermuda. I am traveling to the United States on a business trip from 17 February 2021 hoping to return to Bermuda on 27 February 2021. I want quarantine insurance in the event I test positive for Covid and must quarantine. Which plan do you recommend.

A:
Unfortunately, there would not be a plan available that could offer quarantine coverage within the United States. However, you may have medical coverage under the Patriot America Plus plan as long as your primary residence is outside the USA. Should you have additional questions or need further assistance you may also call our office at +1 (866) 467-8289.
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Q:My boss is having his wedding at the Half Moon Resort in Montego Bay, Jamaica on 2/2/22. His party will be arriving on 1/27/22.In addition to travel insurance for himself and his fiance, wants to buy insurance to cover the following exposures:1. If Jamaica closes the border to tourists due to COVIC;2. If Jamaica allows tourists but the venue itself closes and cancels all events for any reason to include COVID;3. If my boss or his fiance cannot enter Jamaica as one or both of them is diagnosed with COVID.4. If my boss or his fiance cannot enter Jamaica due to COVID diagnosis, cancellation and reimbursement of expenses due the venue for the event. Thank you.

A:
Unfortunately, there would not be a plan available that would allow you to insure the cost of the wedding. Should you have additional questions or need further assistance please let us know. You may also call our office at +1 (866) 467-8289.
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Q:Does the Atlas MultiTrip insurance from WorldTrips cover cruises on cruise ships?

A:
The Atlas Multi Trip plans cover you anywhere outside of your home country including during travel, and for cruises as well. If you have additional questions, please let us know.
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Q:Hello, if I am about to start classes in the US as an international student, do I qualify to purchase a health plan through Obamacare care?

A:
If you are an F1 international student, you should be able to enroll into your university's domestic health insurance. However, you would not be eligible for plans through the Health Care Exchange or "Obamacare". If you have additional questions, please let us know.
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Q:My husband and I are traveling to Cancun Mexico Feb 22-Feb26 2022. I am looking for travel insurance will cover hotel accommodations if my husband and I have to quarantine if we test positive while in Cancun. What type of travel insurance do you have available for this? Thanks.

A:
You can find plans that include Trip Delay benefits for quarantine coverage here: /covid19-travel-insurance-with-quarantine-coverage/ If you have additional questions, please let us know.
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Q:Is my visiting parent eligible for medical insurance here

A:
You can get instant quote at Visitors insurance You can also call our office at +1(866)INSUBUY and one of licensed agent can help to select the most suitable plan.
{{currentOrigin}}/answers/visitors-insurance-usa/is-my-visiting-parent-eligible-for-medical-insurance-here-47504/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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