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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am traveling on the 19th of May on H1B visa to the USA. I will be in Detroit, MI. I am traveling from India and in need of a good insurance plan for 3 months. My employer is not offering me coverage.

A:
Thank you for your interest in purchasing insurance through us. You can purchase Patriot America plan until you establish your residency in USA or eligible to purchase insurance from your employer. Please review this plan and if you have any further questions feel free to contact us.
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Q:I got recommendation from my friend that your company deals with Visitor medical insurance and you stood by what you sell. My mother is coming from India and visiting me here in USA. What plan is best for her? I came to know Atlas america is the good plan. I had bad experience in the past related to ICICI lombart and other Indian companies. They reject most of the claims or tell you to come to India to get the treatment. Please guide me which plan is the best plan? Will you help us if we will have issue with the claims?

A:
Thank you for your interest in purchasing visitors insurance for your mother. Atlas America is indeed an excellent plan and you can find all the information about it online here. Yes, if you are having any issues with your legitimate claims, we will certainly help you. Please read this article on our website for more information. If you have any further questions, please feel free to contact our office at any time and any of our licensed agents would be glad to help you.
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Q:Is there any type of medical examination needed before purchasing the visitor insurance?

A:
There is no medical examination. But if she visit doctor or hospital at that time attending physician will run some medical reports and based on that claim dept. will decide whether it's pre-existing conditions or not. She can bring her medical records from her country and that will be always helpful.
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Q:I am a Philippine citizens living in Philippines and I was insured in your company before when I was in Europe. Nnow I have some questions. Do you have any kind of health insurance for Philippines citizens living in Philippines? I am also planning to travel to Europe again Schengen Countries and how much it will cost for period of 6 months.

A:
Thank you for your interest in purchasing insurance through us. We don't have any plan that will provide you coverage in Philippines. But you can purchase insurance for Schengen countries. Link for Schengen countries insurance Please let us know if you have any questions. If you send us your travel date, age then we can send you quote by e-mail.
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Q:I am planning to undertake Kailsh Yatra in the month of June from 1st June to 18 th June I would like to take a insurance policy . My age is 54 years Kindly let me know the premium for the same and the policy details

A:
Thank you for your interest in purchasing insurance through us. We have sent you quote in a separate e-mail. You can purchase Atlas International plan which is very popular plan for kailash Mansarovar Yatra. Please feel free to contact us if you have any further questions. You can choose whatever deductible you want. It starts from $0, $100, $250 etc. If you go for lower deductible your premium will increase.
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Q:Good health/medical insurance? I need some help so I can help out my brother. Hes 26 and doesn't have any health or medical insurance and ive been getting on his case a lot about it latley. What are some free or cheap state insurance companies in Connecticut that I can have him check out. Because he doesn't make a lot of money, so he doesn't have a lot extra to spend a month. Thanks.

A:
You need to check with local insurance agent
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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