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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:What is the latest date I can buy insurance for departure from India on September 5th? We are considering Patriot Platinum America & Atlas Premium America.

A:
If you need coverage from Sep 5th to cover her travelling time. You can purchase latest by Sep 4th. Insurance always starts from 12:01AM US EST. Please go to the link for fast comparison between the plans. Patriot Platinum America vs Atlas Premium America Please feel free to contact us if you have any further questions.
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Q:We are leaving on a world tour that will last approx. seven years starting in May 2019. There will be nine of us: Female - 11/12/1970 Female - 03/22/1988 Female - 10/14/1993 Male - 04/08/1986 Female - 06/25/2005 Female - 07/28/2011 Female - 10/12/2012 Female - 09/05/2013 Male - 09/15/2015 We leave from Oklahoma. hit all 50 states, Canada, Baja California and the upper islands in the Caribbean. After that, we will leave north America and will we return in 6 years after traveling the rest of the world. We are all US citizens, good health and updated on vaccinations. If you have any more questions, let me know.

A:
I recommend that you continue with your domestic health insurance while you are touring the U.S. Once you depart the US, you can have the medical insurance for worldwide excluding US (or worldwide if you occasionally plan to be in the U.S.) Please look at various suitable plans at our Expatriate Health Insurance section on our website. You can get the instant quotes, compare them side by side and apply online as well. If you need help over the phone in selecting the most suitable plans, please feel free to contact us at any time.
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Q:Hello, I am a J-1 International Student studying this semester at the University of Kansas, and I need a health insurance for one semester. Can you look up at University Requirements at this link: http://iss.ku.edu/insurance and suggest me the cheapest available plan for me. The important thing is that the University requires the period of insurance from 08/01/2017 to 12/31/2017, this means that I need an insurance also for backward dates, can you provide this?

A:
We are more than happy to recommend plans for coverage however they are only available to start from a future date the insurance cannot be back dated. There is no plan that can be purchased now that would show a 8/1/17 effective date. Please let us know how you would like to proceed.
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Q:I purchased diplomat america plan which expired 8/16. Can I extend until August 29th? My wife and two kids are going back to Korea today but I need to extend my trip until the 29th.

A:
Diplomat America plan is not renewable. You can process the new application using link below as long as you are travelling back to your home country, Or give us a call at (866)INSUBUY and will be glad to process the application over the phone.
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Q:Shortlisted Atlas america Comprehensive Plan.. Will it cover my medical costs if i Buy it from India and then stay in Seattle for 4 weeks and visit Maryland for 4 or 5 days.

A:
Atlas America plan you can purchase before your arrival in MD or WA state. You can't purchase Atlas America plan if you are physically located in WA or MD at the time of application. So please go ahead and purchase the Atlas America plan using link before you depart from your home country. Please feel free to contact us if you have any further questions.
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Q:I may choose Patriot International for Schengen travel insurance.So how long will it take to get by mail?

A:
Your policy documents will be provided by email as soon as you complete the purchase. An ID card and/or certificate wording will be sent by mail after 7 to 10 business days. Please feel free to contact our office if you need additional assistance.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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