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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Is there any insurance plan for 100% coverage of my medical bills? I am on F1 visa.

A:
We have many insurance plan for an international student. Insurance will cover for any new sickness, injuries or accidents that may occur after the eff. date of the policy. It will not cover any pre-existing or preventive care. Please visit our F visa insurance section Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions.
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Q:I would like to get a quote from you on travel medical insurance. I am a visitor to the US and will be there for approx 6-12 months. Please email me a list of your benefits and exclusions, as well as inform whether you cover pre-existing conditions. I am 59 yrs old and I will be leaving 9 June and will be visiting there for approx 6-7 months I will be in the state of Indiana

A:
We have sent you a quote for coverage for you review. The plan will cover anywhere outside of the home country. If you have any questions please feel free to contact our office.
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Q:My parents are travelling from India to UK for vacation. Do you have any travel insurance that supports that?

A:
Yes. We have many plans for which they will be eligible to purchase. Please visit our Travel outside USA section to find the appropriate plans.
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Q:I need to book a travel however if my husband does not get a visa to that country in time I would have to cancel my travel. Do yo have a plan that covers that situation? I live in New Jersey, USA and the trip cost is $1800 for a single traveler. Could you please send me a quote for the situation I need covered.

A:
Thank you for your interest in purchasing insurance through us. We have some plan which provides coverage for cancel for any reason but you have to purchase this insurance within 20days of initial trip deposit and you will get 75% of trip cost. Please visit our Trip insurance section here. Please enter appropriate criteria. You can narrow by with cancel for any reasons plan. If you are eligible to purchase cancel for any reason will show it.
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Q:Is a social security number required on the application for Patriot America Plus? I am a US citizen coming to visit the US for a short period.

A:
A social security number isn't required to purchase insurance.
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Q:We are going with my wife to USA from 12.07 till 23.07.2018. We are going to be attendants on workshops and we have to buy health insurance for out travel time. "Minimum health and accident insurance requirements that Participant insurance plan must meet are (1) Medical Benefits or Maximum Benefit or Policy Maximum of at least $500,000 USD per accident or illness; and (2) a Deductible not to exceed $500 USD per accident or illness." Can you recommended someting for us? Which plan we shoul choose? We are traveling on the B1 visa to California.

A:
You can purchase either Patriot America plus or Atlas America plan. You can view them in the Visitor insurance section. Please enter appropriate criteria. Please select policy max. $500,000-$600,000. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions.
{{currentOrigin}}/answers/visitors-medical-insurance/medical-requirements-in-visitor-insurance-plans-52215/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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