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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I already have a health insurance plan that meets all the requirements of the welcoming institution but the repatriation of remains (25 000$ minimum). How can I buy an insurance plan that respondes to this specific need? Thanks for your assistance.

A:
Please look at Atlas MedEvac plan. It is specifically designed for this purpose. If you have any questions please feel free to contact our office.
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Q:Is the policy max of $50,000 was for each of us or combined. I ran a quote for 3 people.

A:
The policy maximum amount and all policy benefits will be per person.
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Q:I am a J1 research scholar with health insurance but I am looking for a policy for my wife, who is on a J2, and my 6 year old son.

A:
We have many plans that meets standard J1/J2 visa requirements. You can purchase Atlas Exchange plan which is friendly plan so if one parents insure child under 9yrs will get insurance at no cost. You can compare this plan with others at the J1 Visa Health Insurance section on our website. Please feel free to contact us if you have any further questions.
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Q:I'm in USA on F1 student visa. To be Precise, I'm currently on STEM OPT. I'm looking for an insurance starting from 01/02/2017 till 01/01/2018 with 100/0 coinsurance and $0 deductible. Please provide a quote keeping in mind that I'd Kidney stone in 2017 (March).

A:
Thank you for your interest in purchasing insurance through us. We provide insurance from many companies that you will be eligible to purchase. Before we suggest any plan would like to know what kind of insurance you had when you were student and expiration date of the previous policy. In general, Insurance will pay for new sickness, injuries or accidents that may occur after the effective date of the policy. Please find OPT insurance plans here. Please enter appropriate criteria. You will find many plans and you can compare them side by side. Please feel free to contact us if you have any further questions.
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Q:I am a US Citizen and Resident and I will be taking a year off traveling the world (12/27/16-12/25/17) and was wondering if you had an insurance plan that would best have me covered. I plan to exit the US and not re-enter the US until after my insurance trip coverage dates are complete, but I will be traveling to multiple countries during this time. I am primarily looking for emergency health coverage. I tried your online quote system and Atlas International Insurance looked like a suitable option, do you think that would be a good choice? As an example of the coverage, I would like a case like this be covered: Let's say I traveled to Thailand, and got an infection of some form. The doctor prescribes antibiotics. I would want the insurance to cover both the doctor visit and the cost of obtaining the antibiotics. In this case for a claim, would I contact your company, or the insurance company directly? If I contact them directly, would you be providing any assistance? I was also curious about what would happen if for example, I am stranded in the middle of a rural area and became injured, would I call you guys for an Emergency Evacuation and you would take care of it, or would I have to set that up myself and contact the insurance company for a reimbursement or how would it work? Also, on a separate note, I would like rock climbing to be a covered activity.

A:
You can purchase either Atlas International or Patriot International plan. Both plan pay for new sickness, injuries or accidents that may occur after the effective date of the policy and covers travel benefits like evacuation, repatriation, flight accidents or accidental death and dismemberment. You can also compare these plans here. Please review this and feel free to contact us if you have any further questions.
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Q:I want to make an insurance to my wife,and she is a pregnancy,and her visa is avisitor( what Means,she needs a temporary insurance). So please informed me if visitor insurance on your company covers like this case or no. And if isn't cover, is there other insurance for this case

A:
There are no plans on the market that will cover any cost related to maternity. Any maternity related expenses (birth, delivery, routine visit, sonograms etc.) will be at your own expense as there is no plan that will cover any related expenses for a visitor. Please review the link an FAQ about coverage a maternity for a visitor in the United States. Pregnancy / Maternity Coverage FAQ
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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