- Share
- Search
Site Search
- Contact
Contact Us
Speak to a licensed and experienced insurance agent in the United States.
- Office Hours:US Central Time
- {{allSevenDays}}
- Mon-Fri
- Current Time:
- Call Us:
Toll-Free: +1 (866) INSUBUYToll-Free: +1 (866) 467-8289- Local: +1 (972) 985-4400
- WhatsApp: +1 (972) 795-1123
- Chat With Us:
For faster service, you can easily extend or submit requests for cancellations or corrections using MyAccount.
中文- Language语言Idioma日本語한국어عربيةItalianoРусский
Change Language
There was a problem, please make the requested changes and submit again:
Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I'm an exchange student from Austria going to Tulane in August and I'm currently looking for health insurance that fulfills the criteria for Tulane University's T-SHIP waiver (https://campushealth.tulane.edu/insurance-billing/university-standards-adequate-insurance). Is there any plan you offer that fulfills these criteria?
Q:I am an international student who will be enrolled in August and looking for a health insurance. One of my school seniors recommended your company to me, and I want to purchase insurance from your company. But I'm not sure whether and which your insurance plan meets our school's needs. So I am writing this email to consult you about this matter. And according to the documents I received, my insurance plan must meet the following required benefits and coverage. 1. Unlimited Maximum Benefit for Covered medical expenses. 2. Coverage for essential benefits as defined under Patient Protection and Affordable Care Act - including pharmacy, mental health, maternity, preventive care, contraception - with no dollar limits. 3. Pediatric dental and vision coverage as defined by ACA. 4. A policy year deductible of $500 or less. Maximum total out of pocket expense cannot exceed $6,350 per member, $12,700 per family with preferred providers. Deductible, coinsurance, and any copays count toward out-of-pocket maximum. 5. A minimum of $25,000 for repatriation and $50,000 for medical evacuation. 6. A minimum of 80% coinsurance payable by the insurance plan to network providers. Emergency/urgent care coverage only is not accepted for waiver 7. Verifiable proof of coverage with student's name (ID card, insurance policy or letter from insurance carrier - copy provided) 8. Effective dates covering the entire period for which I am requesting a waiver 9. Plan document(s) in English, with currency amounts converted to U.S. dollars, and an insurance company contact phone # in the U.S. 10. The insurer has a base of operations in the US or has a US based claims payer.
Q:I have some question regarding this Safe Travels USA Comprehensive plan. I am an F1 student currently on OPT. Will this plan work for me? If I visit a dermatologist, will it cover for the visit? And what about the medications prescribed? What about hair loss? If i go to the dermatologist for hair loss. Is that a pre existing condition? Will it cover for my hair loss medications?
Q:I am looking for insurance for my parents.
Q:Inquiring about J2 Visa Medical insurance for self and kid.
Q:She just needs insurance for an English f1 student studying at temple University which covers her pre existing medical conditions.
Can't find answers to your questions?
Ask our specialists - Licensed and experienced insurance professionals in the U.S.
DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More