Every year, thousands of international students in the U.S. and abroad need emergency medical treatment and are unprepared for the high costs involved. International student health insurance provides illness and accident expense protection, will help you find a doctor or hospital, and can pay for treatment.

If you're about to begin your academic career as an international student in the USA, you may have some questions about international student health insurance:

Do I need health insurance as an international student?

Is healthcare free in the USA for international students?

For all non-U.S. citizen students studying in the USA, international student insurance is mandatory, and students cannot register for classes without showing proof of student health insurance. Healthcare is not free for international students. It must be paid for in one fashion or another. It could be added onto the price of your tuition, or you could have the option to purchase coverage on the open market, all depending upon your school. 

Many universities have standard student medical insurance plans that students can just enroll into. But the coverage may be limited, or the premiums may be too high.

International students can also purchase a health insurance policy from the open market, as long as it meets minimum F1 visa health insurance requirements of the university.

Many universities do not offer a health insurance plan of their own and students have no choice other than to purchase international student medical insurance on their own.

We provide student health insurance for international citizens studying in the USA from multiple companies. All the plans are widely accepted throughout the United States by the doctors, hospitals, and other providers, as they participate in a national PPO network. These plans also meet the requirements of most U.S. universities.

You can look at the details of various International Student Medical Insurance plans on our website. And you can make an instant purchase of the plan you like. If you have any questions regarding the plan, or if you like any other help, you can always call us. Once you purchase the insurance, the actual health insurance cards along with the policy would be emailed to you instantly. If your university requires a compliance form to be filled, please sign the form then email or fax it to us, we will get it filled by the insurance company and fax it directly to your university, allowing you to register for your classes quickly.

Many international students, particularly graduate students, are married and require insurance coverage that is compliant with their university for their spouse as well. If they need maternity coverage (or if your university requires), some international student insurance plans do provide maternity coverage as long as the conception occurs after the effective date of the policy. However, compared to the international student himself/herself, premiums for the dependent spouse are much higher. Dependent children can be covered as well under the same policy.

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