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Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:ME AND MY WIFE HOLD B1B2 VISA AND PLANING TO VISIT USA NEXT YEAR . SHE IS NOT PREGNANT YET . I NEED MATERNITY INSURANCE FOR HER WHICH COVER 1 YEAR DURATION.
Q:Please I'm processing payment for above and though I reside in Canada I cannot see my country of citizenship which is Nigeria on the drop down menu. Consequently, I'm unable to proceed further with the online purchase transaction. I will be most grateful for your kind intervention.
Q:I plan to buy the ExchangeGuard Essential and I want it prolong to 365 days because my school told me the insurance must cover for 365 days. How can i do this?
Q:I live in MEXICO and I will travel to the United States from December 18th to January 1, 2019. I will stay at Guthrie, Oklahoma Could you quote me the Travel Medical Insurance? And explain me which is the coverage of the insurance
Q:Greetings from St. Petersburg, Russia. My wife is planning 2 month vacation in Los Angeles, CA with our 2 y.o. son. I'm concidering purchasing them Atlas America program for non-U.S. citizens travelling to U.S. for the above period of time. As far as I understood the baby insurance will be free of charge, but my question is where can I check the list of Los Angeles hospitals, clinics and other health providers that are working with First Health PPO Network.
Q:I am a returning client and I purchased Atlas America Plan for my mother who was visiting the US in 2017. I have a question with regards to the visitor insurance policy for my mother. She is travelling to the US and I am planning to buy Atlas America plan for her. This plan has a deductible per policy period. What does that mean. Let me give you my understanding with an example here. If I take the plan with deductible of $500, with a 100K coverage and for 6 months. Now if the covered medical incident occurs that costs $400, the maximum out of pocket expense that I have to pay is the whole amount here which is $400 as $500 is the deductible. Now my question - Another medical incident occured within the same 6 month policy period and that costs about $1500, do I have to again pay $500 as deductible or is it like I have to pay $100 as I have already paid $400 in the previous incident under the same policy period of those 6 months. Please clarify so that I can decide on the plan.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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