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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:is this insurance valid if the UK foreign office advises against travel to the United States

A:
Hello, Our insurance plans will provide coverage, regardless of any travel warnings from the U.K. If you have any additional questions, please let us know.
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Q:I am having some problem figuring out what insurance package is best for me. Is there some way I can talk to an agent to help me make a decision what is best? Thank youKoni

A:
Thank you for the message. To speak with an agent directly you can call our office at +1 (866) 467-8289. Should you have additional questions please let us know.
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Q:As well as medical Insurance, do you cover trip cancellation?

A:
Thank you for contacting Insubuy for your insurance needs. We do have numerous products available that will allow you to insure the cost of the trip for cancellation reasons. You and find the available plans in the Trip Insurance section of our website. There you may enter the appropriate criteria to view the available plans. If you are looking for a specific benefit you may want to read over the plan benefits or certificate wording. You may also call our office at +1 (866) 467-8289.
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Q:What coverage can you give a coupe who have been missionaries in the Philippines for 33 years and plan to continue as missionaries for another six years.

A:
Thank you for contacting Insubuy for your insurance needs. You can view and quote the plans in the Missionary Long Term section of our website. Should you have additional questions you may call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/missionary-health-insurance/missionary-long-term-insurance-coverage-20280/

Q:Due to my current covid situation .. I could not travel back to US as planned.. could you please advice how can I extend my insurance plan.. as I am not sure about the return date due to second wave in India.. and travel restriction for non-immigrants in US.

A:
Thank you for contacting Insubuy for your insurance needs. The Safe Travels First Class plan is not extendable. If you are needing additional coverage you will need to purchase a new plan. You can find options in the Travel Outside the USA section of the website. Should you have additional question you may also call our office at +1 (866) 467-8289.
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Q:I'm planning to 'patriot america plus' for my family.at the first step, the deductible price settings are equally per person. (i cant adjust the deductible price : my husband's price 500, my chilren's price 0)so i want to enroll insurance differently my husband' account and my children' account.please let me know how to subscribe my family's insurancethank you

A:
If you are wanting different deductibles for your spouse and children you will have to purchase separate plans for them as the application will not allow you to selectively choose deductible for each individual. Should you have additional questions please let us know. You may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/other-insurance/selectively-choose-deductibles-in-patriot-america-plus-16609/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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