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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Not eligible for Medicare as they received Green Card couple of months before and haven't worked in USA. He visited a charity Dr on 04/06/2019 as he noticed blood strains in Urine...Dr suggested that it might be due to infection & gave a dose of antibiotic. After that he haven't noticed any such episode.

A:
We could offer the Bridge Plan. This plan would not cover any preexisting conditions. Attached is the brochure, which has the rate sheet and application inside. Please let me know if you have any questions.
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Q:I'm planning to spend my vacation with my common-law spouse and kid in Austria (13-21 Dec 2019). We would like to purchase insurance (Atlas International, $500k cover with 0 deductible. Is this insurance applicable to get Schengen visa? Do you provide letter for embassy? - Is this insurance cover mountain skiing? - Do you have partners in Austria, Mayrhoffen area?

A:
Thank you for contacting Insubuy. The Atlas International plan is a plan that would satisfy basic requirements for a Schengen visa. Upon purchasing you will get a visa letter in your confirmation email as required. This plan will include coverage for Skiing within marked territories in accordance with the advice of the local authoritative bodies. You can purchase the plan here. If you need any additional assistance please feel free to contact our office.
{{currentOrigin}}/answers/visitors-health-insurance/atlas-international-schengen-insurance-coverage-62436/

Q:My daughter is sick. We want to take her to Texas Children Hospital from Bangladesh. They asked us to deposit $22,8302.35 USD for her Treatment. Please tell us the procedure for insurance for international patient about this issue. What plan do we need to purchase that will cover this expense?

A:
Thank you for contacting Insubuy for your insurance needs. There is not a plan that you can purchase to have coverage for planned or already need treatments or surgeries as no plan covers pre-existing conditions. This will be an expense that you will have to pay for out of pocket.
{{currentOrigin}}/answers/visitors-insurance/pre-existing-planned-treatment-under-visitor-insurance-plans-53860/

Q:I'm a U.S. national currently living in Japan at my mother's house to take care of her. I also spend time in Australia as well. I own a home in the U.S. and so I have an address in the U.S. I have visitor insurance plans while I'm in Japan and Australia, but no health insurance in the U.S. I'd like to visit the U.S. and was wondering if your insurance will cover me.

A:
Thank you for contacting Insubuy for your insurance needs. As long as you primarily reside outside of the United States as a U.S. citizen and you are returning to the U.S. for a visit you can purchase a plan called Patriot America Plus. This plan will cover any new accidents or new illness that happens after the effective date of the policy. If you need any additional assistance please contact our office.
{{currentOrigin}}/answers/visitors-insurance-usa/patriot-america-plus-for-us-national-visiting-us-87454/

Q:I recently visited your website where I found lots of useful information. I am a US Citizen, and my parents are in their 70s. They are considering immigration to US and would like to confirm two questions: 1. With green card, do you recommend BridgePlan for the first 5 years as the best option? Can you send me the latest BridgePlan coverage and premium information? Is ObamaCare NOT an option for them? 2. They are also considering a visit (B1B2) next year before their grandchild leaves for college. If it's a 6-month stay, what insurance product do you recommend?

A:
At the age of 70 the Bridge Plan would be a recommended plan. In order to determine eligibility for domestic plans you would need to reach out to the market place directly for assistance. As visitors into the United States they are eligible for any of the available plans in the Visitors to the USA section of the website.
{{currentOrigin}}/answers/new-immigrant-medical-insurance/bridge-plan-for-new-immigrants-to-usa-22765/

Q:I have to purchase medical evacuation and repatriation insurance for 2019-2020, as per LSU (and US government) requirement. I have been given a checklist with LSU requirements, which I am attaching with this email. I do hold medical insurance and am only after the medical evacuation and repatriation coverage. Could you please go over the checklist and confirm if your product covers everything LSU requires?

A:
The plan for the Medical evacuation and repatriation /medical-evacuation-and-repatriation-insurance/ does meet those requirements. If you have additional questions please feel free to contact our office.
{{currentOrigin}}/answers/exchange-visitors-health-insurance/evacuation-repatriation-lsu-37886/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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