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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:we are on visitors insurance plan dose not have maternity benefit, we are in USA since February 2023, now my pregnancy is expected, what insurance policy should I purchase or modify the benefit converge of current plan?

A:
There are no plans on the market available to visitors to the United States that will have Maternity coverage if you are already pregnant. If you would like to have your baby in the US, you will need to be prepared to pay out-of-pocket for any associated expenses. For more information please see US Visitor Insurance for Pregnancy Coverage, or for F and J visa holders, you can check out International Students - Maternity Coverage. If you have any additional questions please let us know.
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Q:I need assistance filing a claim for an Emergency Room visit where a patient admitted and few tests were conducted

A:
You can find your claims forms on your MyAccount. If you need assistance navigating the website, please call our office at 1(866) INSUBUY (4678289). for additional information, you can check out the Claims Procedure FAQ.
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Q:HiI hope you are doing well. I am looking for health insurance, I have lived in the United States for two years, I have an F2 visa (student's dependent), I saw some different kind of health insurance plans but I was not sure which is appropriate for me. I was wondering if you could guide me to find the best health insurance plan. Thank you for your help.

A:
You can run a quote for F1 or F2 visa holders in the Students (F1/F2) section of the website. If you would like assistance choosing the correct plan that fits your needs, it is best to call our office at 1(866) INSUBUY (4678289), or you can email info@insubuy.com. If you have any additional questions please let us know.
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Q:My parents have blood pressure and thyroid, this are preexisting, any special plans for pre existing

A:
Visitors Protect is the only plan that offers coverage for pre-existing conditions, however it cannot be known or expected treatment. It has a 90 day minimum purchase and $1500 deductible built into the plan for anything relating to a pre-existing condition. Additionally, it must be purchased before the insured has left their home country. Other plans offer the Acute onset of pre-existing conditions. If you would like to learn more about the acute onset of pre-existing conditions please click the hyperlink. If you have any additional questions please let us know.
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Q:Flights cancelled missed a day of trip

A:
Unfortunately, you do not have any trip delay benefits with your policy. If you have any questions please call our office at 1(866) INSUBUY (2678289)
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Q:I have sent 2 prior messages in the last 2 days with no response. It may be this site. I have questions as have a preexisting condition which is stable

A:
Please contact our office for assistance with your questions. If you would like you can send an email to info@insubuy.com with your questions and we would be happy to answer.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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