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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hi I am An Australian travelling to Thailand 1 December 2020 and need 4 months COVID insurance to get visa Min usd100,000 Can you help?

A:
You may view and quote insurance plans here. Make sure to set the policy maximum to $100,000. Should you have additional questions you may call our office at (866) 467-8289.
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Q:I am insured with UnitedHealthcare CDHP Choice Plus Savings.I have my parents visiting me next month Dec and they will stay for 3-4 months. Is it possible that I can add them in the same insurance?

A:
That is something you would have to verify with your insurance provider. If they are traveling on the visitor visa we would recommend purchasing a plan here. The plans available for visitors are designed to cover new illnesses and injuries that manifest after the effective date. They will exclude coverage for pre-existing conditions, preventative and routine care. Should you need additional assistance we recommend calling our office at (866) 467-8289.
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Q:Is immigration physical be covered by this insurance

A:
The plans available on the market are designed to cover the new illnesses and injuries. They will exclude coverage for pre-existing, preventative and routine care. A routine physical would not be covered under any plan available for a New Immigrant, but you may of course view and purchase the plans here to protect yourself for the unforeseen.
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Q:The US is our home country and my wife and I travel abroad for 9-10 months of the year.We will only be back in the US for a couple of months each year and we need US health/accidental coverage during this time. I would like to know if the Patriot travel health policy would work for this purpose or if you suggest a different plan.

A:
If you primarily reside outside of the United States, the Patriot America Plus plan would be fine for a US Citizen visiting the US. If you need additional assistance on this matter or have further questions, you may call our office at (866) 467-8289.
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Q:my son is in the USA on a 3 year visa how do I cover him if he should pass away in the USA

A:
Thank you for contacting Insubuy for your insurance needs. In order to better assist you we would need additional information such as the visa type he will be on in the US for the next 3 years. We recommend you contact our office at (866) 467-8289 and one of our licensed representatives will be able to better assist you in finding the coverage necessary for him.
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Q:1. Do you cover covid-192. If I extend my visit hw do I extend the insurance

A:
You may view and quote insurance plans that include coverage for COVID-19, the same as any other eligible expense here. A majority of the plans are extendable. Should you have additional questions please call our office at (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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